If you were a victim of an injury accident in Orleans Parish or a nearby area and need help seeking compensation, a New Orleans, LA, insurance claims lawyer from the Morris Bart law firm is here for you. We handle a variety of personal injury cases, including traffic accidents, falls, defective products, and more.
You can speak with a lawyer today for free. We provide consultations that allow potential clients to learn more about their rights, the strength of their case, and their options for pursuing compensation. We also explain our services as they apply to the claim in question.
Understanding the Insurance Claims Process After an Accident
Louisiana personal injury law allows victims to sue the at-fault party in civil court to recover the costs and losses they experienced due to their injuries. However, most of these cases never go to trial. Instead, the liable party has insurance that provides coverage.
For example, after a car accident, a victim can generally file a claim with the other driver’s liability auto insurance policy provider to recover compensation for their damages.
The victim just needs to negotiate a fair and just settlement with the insurer. This process is not this simple, though. Other steps include:
- Investigating the accident
- Gathering evidence
- Obtaining documents
- Interviewing eyewitnesses
- Analyzing evidence to develop a strong case
- Working with experts as necessary
- Documenting the recoverable expenses and losses
- Valuing the claim
- Demanding a fair payout
- Rejecting lowball or unfair offers
- Pursuing a just payout
Our insurance claims attorney handles these claims, ensuring the victim’s rights remain protected and they recover an appropriate settlement. If the insurer does not agree to a fair payout, our attorneys will then sue the driver. The case will only go to trial if the insurer continues to refuse to pay just compensation. This is rare in most types of personal injury claims.
Recoverable Damages in a Personal Injury Case
The types and value of the damages available via an insurance claim will depend significantly on how the injuries occurred, the costs and losses experienced, and other factors. Some common examples of recoverable damages include:
- Medical bills to date
- Future related medical treatment and care
- Ongoing care costs for long-term injuries
- Lost income
- Reduced earning capacity
- Property damages
- Miscellaneous expenses
- Pain and suffering
- Other intangible losses
We also represent families in wrongful death actions, which come with their own set of recoverable expenses and losses. The surviving spouse, children, or parents of the victim may be able to pursue damages after their loved one died from their accident injuries.
For a free legal consultation with a Insurance Claims lawyer serving New Orleans, call (504) 613-4771
What Our Insurance Claim Attorneys Will Do for You
At the Morris Bart law firm, our attorneys are ready to go to work on your insurance claim today. We provide free consultations and are a contingency fee law firm. We never ask for any fees upfront and only charge for attorney’s fees if we recover compensation in your case.
With 15 locations in four states, our firm has more than 40 years of experience fighting for justice for accident victims. We protect our clients’ rights and recover cash settlements for them regularly. As a result, we secured compensation for more than 6,500 clients in 2019.
Our main office is in New Orleans. It serves Orleans Parish and many other nearby areas, including:
- Belle Chasse
- Saint Bernard
Our New Orleans office is located:
Pan American Life Center
601 Poydras Street, 24th Floor
New Orleans, LA 70130
In addition to managing your insurance claim, you can count on us to:
- Keep you up to date about your case
- Discuss each decision with you
- Answer your questions
- Address any concerns you have as they arise
- Have someone available to you 24/7
- Protect your rights
- Fight for the best possible outcome in your case
How Negligence Forms the Basis for Personal Injury Lawsuits and Claims
To recover compensation in any personal injury case, we need to prove that the at-fault party acted negligently. This is another word for carelessly or recklessly. Negligence forms the basis for any injury lawsuit or claim.
There are four elements of negligence. We must provide proof of each one to move forward with our claim. For example, if a driver ran a stop sign, we would need to prove:
- The driver had an obligation to stop, follow traffic laws, and keep others safe.
- They did not uphold their obligation, running the stop sign.
- This action led directly to the accident when they collided with you in the intersection.
- You suffered recoverable damages, including financial, physical, and emotional losses.
We know what is needed to document each of these elements and illustrate what led to your accident and injuries. In addition to the physical evidence, documents and records, and video of your accident, we may work with experts who can help us prove your case to the insurer, liable party, opposing counsel, judge, and jury. This could include:
- Accident reconstruction experts
- Medical doctors
- Industry experts
Louisiana has one of the shortest statutes of limitations on personal injury and wrongful death cases in the nation. Under La. Civ. Code Art. 3492, you may have only up to a year to sue.
If an accident victim does not file the initial paperwork to begin a personal injury case before this deadline, they could lose the right to pursue compensation in civil court. This is why we sue in these cases if we are running out of time to reach an agreement.
Contact Our Office Today to Receive Help with Your Insurance Claim in New Orleans
At the New Orleans office of the Morris Bart law firm, we offer complimentary consultations for injured victims and their families. We can assess your legal options and offer advice about how to proceed with your insurance claim. We may be able to handle this process for you.
Speak to a lawyer about your claim by calling (504) 613-4771 today.
Questions?Call (504) 613-4771
to find a Morris Bart office near you.