If you were hurt in a Shreveport traffic accident caused by a driver who did not have liability insurance, you may still be able to recover compensation to help with your accident-related losses. A Shreveport uninsured car accident lawyer from the Morris Bart law firm may be able to help you pursue an insurance claim or legal action if you qualify. Recoverable damages include your medical bills, lost wages, property damages, and more.
For a complimentary case review with a member of our Shreveport team, call the Morris Bart law firm today at (318) 553-5470. We can explain your options based on the circumstances of your accident and answer your questions as part of this call.
Louisiana Car Insurance Laws May Benefit You
According to the Louisiana Department of Insurance (LDI), all motorists in the state are required to carry a liability car insurance policy. This type of insurance covers the injuries suffered by victims of an accident the policyholder caused. Thus, the state requires drivers to have this type of coverage to ensure the victims have a place to turn to for financial recovery following an accident.
However, when a motorist drives uninsured and causes an accident, victims may be deprived of this standard way of filing a claim and trying to recoup their losses.
Many accident victims can still recover a payout by filing a claim based on their own uninsured motorist (UM) coverage. Per Louisiana Revised Statutes (RS) §22:680, drivers in Louisiana receive UM coverage as a part of the package when they choose a liability policy. To save money, some drivers opt out of UM coverage, but the law requires them to do so in writing. Unless you specifically chose to opt out of UM coverage, you may have the option of filing a claim based on this policy if the driver who hit you does not have liability insurance.
For a free legal consultation with a Uninsured Car Accident lawyer serving Shreveport, call 800-537-8185
Our Team Represents Shreveport Car Accident Victims
The Morris Bart law firm helps qualifying victims of negligent and uninsured drivers in Shreveport seek a payout for their losses, either through a claim based on their uninsured/underinsured (UIM) motorist coverage or through another type of action.
Other options for seeking coverage of your accident-related expenses include:
- Identifying any additional liable parties involved in the accident
- Filing a civil lawsuit against the uninsured driver who caused your accident
- Identifying and pursuing other sources of settlements, awards, or insurance coverage
At the Morris Bart law firm, our team believes that you should not be left with out-of-pocket costs that result from an accident you did not cause, if possible. We can evaluate your options for recovery and represent you in court if an out-of-court settlement cannot be reached.
You can discuss your accident and losses with our team in Shreveport today by calling (318) 553-5470. We have 15 locations in four states, and represent qualifying clients in Louisiana, Alabama, Arkansas, and Mississippi.
Time Limits on Legal Action in Louisiana
In some cases, our attorneys will have to file a civil lawsuit against the uninsured driver, seeking a financial award from the court for our client. This requires preparing paperwork and taking additional steps to name the uninsured driver as the defendant in your case. We may also need to file a lawsuit against your insurance company if they refuse to offer you a fair UM settlement.
Under the Louisiana Civil Code (CC) §3492, a general one-year statute of limitations applies to personal injury lawsuits in Louisiana. Waiting longer than this to take legal action could mean that your lawsuit gets dismissed, and you are unable to recover compensation for your damages.
Potentially Recoverable Damages in a Car Accident Case
The recoverable damages we are able to seek for a victim of an uninsured driver car accident in Shreveport depend on the losses they experienced and the expenses they incurred as a result of their collision injuries. If we are filing an uninsured motorist claim, we may be limited by the amount of coverage available under the policy you purchased.
Some of the common types of damages we recover for car accident victims in Louisiana include:
- Treatment and related medical expenses
- Lost wages and reduced ability to earn
- Pain and suffering losses
- Property damages, primarily to their vehicle
- Other non-economic damages
As a part of gathering evidence in your case, a Shreveport uninsured car accident lawyer from our firm can work to identify the value of your case by collecting receipts, bills, estimates, and other proof of your expenses, as well as working with medical experts. By doing this, we will seek to put a price on your future care needs and intangible losses.
Speak with a Member of Our Car Accident Team Today
A Shreveport uninsured car accident lawyer from the Morris Bart law firm will seek to identify potential sources of financial recovery in your case and pursue compensation on your behalf.
As a full-service law firm, we can handle all communications, deadlines, and paperwork in your case when we represent you. We can also provide you with legal advice, answer your questions, and update you on the progress of your case while you dedicate your time and energy to your recovery.
For a free consultation on your uninsured car accident case with a member of the Morris Bart law firm team, call us today at (318) 553-5470. Our firm offers representation on a contingency-fee-basis with no up-front payments required. Our attorney fees come out of your settlement offer or court award only if you win your case.
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