If an uninsured driver caused your Lake Charles collision, you may still have options for recovering compensation. Our Lake Charles uninsured car accident attorneys know how to handle these cases and seek damages for our clients. You can focus on healing while we explore your options for getting the money you need to cover your bills and losses.
A Lake Charles car accident lawyer from the Morris Bart law firm can speak to you for free. We provide free consultations where you can ask your questions and receive guidance on your next steps.
Specifics About Uninsured Car Accident Cases
According to the Louisiana Department of Insurance, all drivers in the state must carry a minimum amount of auto liability coverage. This policy pays for the damages suffered by the victims of a crash the policyholder causes. When a driver fails to carry this policy, it causes hassles for those hurt in these accidents.
While Louisiana law doesn’t require an uninsured motorist policy as a part of mandatory coverage, drivers must opt out of it in writing. Many people pay for this coverage without even realizing it. Others decide to carry this coverage because they know how common uninsured drivers are. According to the Insurance Information Institute (III), almost 12 percent of Louisiana drivers were uninsured in 2019.
Many times, we file clients’ claims based on their uninsured motorist policies and negotiate a fair settlement for their damages, up to policy limits. The alternative is suing the at-fault driver. This is not always the best choice for several reasons:
- Many uninsured motorists do not have the money to settle the case.
- It is difficult to enforce a court order if they do not have assets to pay.
For a free legal consultation with a Uninsured Car Accident lawyer serving Lake Charles, call Uninsured Car Accidents
How a Car Accident Attorney Can Help
Even if we do pursue an uninsured motorist insurance payout, we need to document what happened and who is liable. These are still fault-based cases despite filing them with the victim’s own insurance carrier.
To this end, we can investigate what happened and develop a case based on the evidence we recover. This could include:
- The accident report filed by law enforcement
- Eyewitness statements
- Physical evidence
- Photos and videos
- Accident reconstruction
- Expert testimony
- Documentation of damages, such as medical bills, estimates, and other paperwork
With a compelling case, we can often convince the insurance company to pay for our client’s expenses and losses up to policy limits. Uninsured motorist coverage provides one of the best options for compensation recovery in these cases. However, you might still have options even if you do not have this policy. Our attorney can look at the specifics of your case and explain your options during your free case assessment.
We Know Your Options for Recovering Compensation After an Uninsured Car Crash
When you suffer injuries in any type of traffic accident, the expenses and losses can add up quickly. Our attorneys understand this and the stress it can cause. We believe you should simply be able to focus on healing and rehabilitation, not worry about how to pay your bills. To this end, we fight for fair compensation for our clients that could include:
- Pain and suffering losses
- Medical bills, current and future
- Related care and support costs
- Lost income
- Diminished earning capacity
- Property damages, such as repair or replacement of their vehicle
- Miscellaneous expenses, including parking and travel costs for medical care
These are potentially recoverable damages regardless of how you recover them. It might be possible to sue the at-fault driver or to file a claim based on your own uninsured motorist coverage.
Our attorneys can explain your options to help you better understand our next steps if we work together. It could vary widely based on the circumstances of the crash, so your options might not be the same as others hurt in similar accidents.
Morris Bart, LLC Fights for Clients Hurt by an Uninsured Driver
Car accident attorneys from the Morris Bart law firm advocate for crash victims daily. We know how to investigate Lake Charles collisions and hold the at-fault driver accountable. When there are problems with navigating the usual insurance claims process, we can consider lawsuits or alternate options for getting justice.
In uninsured motorist crashes, we can start by identifying the coverage available through the client’s insurer and other options for a financial recovery based on the other driver’s reckless or careless driving.
The Morris Bart law office has 15 offices. We’re proud to serve residents across four states, including:
Our attorneys have fought for fair compensation for our clients for more than 40 years. We have helped many crash victims who need to find a way to recover money for their expenses and losses but do not have the option of an auto liability claim. We know how to identify routes to secure compensation and navigate these processes for our clients.
The Morris Bart law firm serves clients based on a contingency fee. You never need to pay a retainer or other upfront fees to hire our team. Our fees simply come from a percentage of your settlement or court award. If we do not recover compensation in your case, you pay no attorney’s fees.
Discuss Your Options With our Lake Charles Car Accident Lawyer for Free
The Morris Bart law firm offers free initial consultations for car accident victims in Lake Charles. We want to ensure you understand your rights and legal options after an uninsured driver causes a crash and injuries. Let us handle the legal work so you can simply focus on rest and recovery.
Contact us today to speak to a lawyer and learn more.
Questions?Call Uninsured Car Accidents
to find a Morris Bart office near you.