If you suffered injuries in a Kenner, LA, uninsured car accident, you may have options for pursuing damages even if you cannot file an insurance claim against the uninsured motorist whose negligence caused the accident. A Kenner uninsured car accident lawyer from Morris Bart, LLC, can help you understand your options and may be able to navigate the process to seek a payout on your behalf. Call (504) 613-4771 now for a free case review with a car accident attorney serving Kenner, LA, and other areas in and around New Orleans. Our team offers complimentary case evaluations and consultations, and we handle these cases on a contingency basis.
Filing a Claim Based on Your Uninsured Motorist Policy May Be Possible
In many cases, we can still help you file an insurance claim and seek a payout if an uninsured driver caused an accident in Kenner, greater Jefferson Parish, or elsewhere in the New Orleans suburbs. According to the Louisiana Department of Insurance, Kenner motorists who have a car registered in the state must carry a minimum amount of auto liability insurance. Known as 15/30/25, this includes:
- $15,000 for bodily injury to one victim
- $30,000 for bodily injury to all victims in a single accident
- $25,000 for property damages to the victims’ cars and other property
When you purchased this policy, you also likely purchased an additional policy that provides uninsured and underinsured motorist (UM) coverage. Under RS 22:1295, Louisiana law requires the insurance company to add on this coverage unless you specifically opt-out in writing. The purpose of this policy is to provide compensation for your damages in this type of situation—when another driver failed to uphold their obligation, and it is you who suffered the consequences. If you have a UM policy and coverage, we can likely help you file a claim to seek damages up to your policy limits. If not, or if your injuries were serious and surpass the limits, we can continue looking for other options to help you cover your accident-related expenses and losses.
For a free legal consultation with a Uninsured Car Accident lawyer serving Kenner, call 800-537-8185
Let Our Attorneys Build Your Kenner Car Accident Case
At Morris Bart, LLC, our Kenner uninsured car accident legal team does not think you should be left holding the bill for your medical care following an accident you did not cause. We will help you identify and weigh your options for potentially recovering the compensation you need to cover some or all of your accident-related expenses and losses. Once we determine the best route to pursue damages, we may be able to act on your behalf to navigate the process and recover your payout. This service could include:
- Managing all communication related to your case
- Reviewing relevant insurance policies, financial responsibility documents, and other relevant information
- Proving negligence and liability
- Securing evidence to support your claim or legal case
- Representing your best interests throughout this process
We may also be able to help you with other necessary steps related to your accident, like filing a property damage claim based on your collision insurance coverage to repair your vehicle. To learn more about your options and how our team may be able to help you, dial (504) 613-4771 now. You can get started today with your free case evaluation.
Damages Available Through a UM Insurance Claim
If we can file a UM insurance claim based on your own uninsured/underinsured motorist policy, we may be able to recover damages up to the policy limits. This could include expenses and losses, such as:
- Current and future medical treatment and related care
- Current and future lost wages
- Pain and suffering
- And possibly more
Occasionally, we have clients who purchased the uninsured motorist coverage but opted for an economic-only policy. Allowed under Louisiana’s uninsured motorist statute, RS 22:1295, this type of coverage only pays for your economic damages stemming from an accident caused by an uninsured motorist, which means you cannot recover pain and suffering losses through this type of claim.
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Statute of Limitations and Insurance Claim Deadlines in a Kenner Car Accident Case
Louisiana generally limits the time you can wait to file a civil suit based on a Kenner car accident to just one year under Civil Code Article 3492. When it comes to sorting out how you can recover damages following an uninsured car accident, you will need to act fast. While the deadline varies from policy to policy, insurance companies often require policyholders to notify them of an accident as soon as possible and file a claim within a few weeks in some cases. If we need to file a claim based on your UM coverage, it is important that we follow their rules and meet their deadlines when possible.
Talk to a Kenner Uninsured Car Accident Attorney
Car accident attorneys from Morris Bart, LLC, work with victims of Kenner uninsured car accidents to help them seek, and hopefully secure, compensation to help them pay for their accident-related expenses and losses. You should not have to pay for someone else’s negligence and illegal actions on your own. We may be able to help you find a solution. We have fully staffed offices in every Gulf South state, including Louisiana, Mississippi, Alabama, and Arkansas. With 98 attorneys to serve car accident victims, you can feel confident that we have someone who understands your case and can explain your options in an easy-to-understand way. Call (504) 613-4771 today to speak to a member of our car accident team serving Kenner, Jefferson Parish, and elsewhere in and around New Orleans for free. We will review your case and explain if we believe you have options for pursuing compensation.
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