It is our belief that you should not have to endure pain and suffering after you have been hurt in an accident involving an Uber or Lyft. Our Kenner Uber and Lyft rideshare accident lawyers can safeguard your rights and help you pursue a financial recovery for your injuries and other damages by:
- Assembling the evidence to prove the liability of the other party
- Determining the identity of all liable parties in the accident
- Managing the insurance claim including filing it with the responsible party’s insurance company.
- Preparing your case for a court trial, if needed
Being involved in an accident involving an Uber or Lyft rideshare driver can be overwhelmingly stressful for you and your family. Our legal team will help you seek compensation for your lost earnings, medical expenses, and other damages.
Call (504) 613-4771 for a free evaluation of your rideshare accident case.
Rideshare Insurance Policy Basics
Insurance policies that rideshare companies provide are similar, but they are subject to change. Use this information as a general guideline. There may be exceptions and other factors to consider for each specific accident case.
For a free legal consultation with a Uber and Lyft Rideshare Accident lawyer serving Kenner, call 800-537-8185
Passengers in the Uber or Lyft That Are Injured and the Rideshare Driver is At-Fault
If you were a passenger in an Uber or Lyft rideshare vehicle and you were in an accident, the driver of the rideshare vehicle or a third-party driver may be at fault. Rideshare drivers are required to maintain at least the state minimum automobile liability insurance for the vehicles they use for transporting passengers.
Both Uber and Lyft cover their rideshare drivers with automobile liability coverage for when their drivers are at fault.
- Bodily injury per person $50,000
- Per accident $100,000
- Property damage per accident $25,000
Coverage still applies if a rideshare driver’s policy has lower limits or if their coverage does not cover the total liability amount of the accident. It is always best to seek legal advice from a Kenner Uber and Lyft rideshare accident lawyer about your specific case.
Passengers in the Uber or Lyft That Are Injured and a Third-Party Driver Is At-Fault
Uber and Lyft rideshare drivers and passengers are covered by its uninsured or underinsured motorist coverage for bodily injury. There are various limits for each state’s underinsured insurance/underinsurance coverage. If you were a Lyft driver and you or your passengers were injured because another driver was at fault and did not have insurance, this coverage would take effect.
Third-Party Drivers in an Accident Caused by an Uber or Lyft Driver
If you were in an accident while in another vehicle or passenger and an Uber or Lyft driver was at-fault, the rideshare’s company third-party liability coverage of $1,000,000 applies per accident.
Third-party liability coverage includes:
- Bodily injury to drivers of other vehicles drivers
- Bodily injury to riders of drivers of other vehicles
- Bodily injury to their drivers’ passengers
- Property damage
Our Kenner Uber and Lyft rideshare accident lawyers can help you pursue your claim.
For a free, straightforward case review, call (504) 613-4771.
Comprehensive and Collision Coverage Is Optional
As an Uber driver, if your car was damaged in an accident, you can bypass your own personal comprehensive and collision insurance coverage and file a claim directly with Uber. The stipulation is that you must already have active comprehensive and collision insurance. You must pay a $1,000 deductible. With Lyft, the deductible is $2,500. Coverage pays for what costs the least between the cash value of your car or the cost to repair it.
If you are an Uber or Lyft driver, the ridesharing company’s insurance kicks in only if you turn on the company’s driver app on your cell phone and you are online. Specific details vary for each ridesharing company. But mainly, your personal insurance coverage applies if you have an accident if you are offline and turn the app off.
Lyft’s Rental Car Insurance Program for Its Drivers
Certain insurance coverage applies if you were a Lyft driver and rented a vehicle from one of Lyfts Express Drive Partners and had an accident. If you participated in the Lyft Express Drive rental insurance program at the time of the accident, you are covered for the damages to the vehicle by Lyft’s insurance no matter who was at fault. You pay the $1,000 deductible either way. The same $1,000,000 third-party liability coverage applies for injuries to passengers and other drivers.
The Law Allows You to Have a Lawyer Help You With Your Claim
If another party was negligent and caused an accident in which you were hurt, Louisiana law states that you may be able to pursue compensation. You can ascertain legal assistance to help you file a claim.
We will examine the following items in preparing your case:
- Physicians medical diagnoses of your injuries
- Reports from police and witnesses oral and written testimonies
- Videos and pictures that were taken at the accident scene
- Insurance policies and other important documents to back up your case
Our Kenner Uber and Lyft rideshare accident lawyers are legal professionals. Every day, we help recover settlements for our clients who have been injured due to another driver’s negligence. We advise you to reach out to the Morris Bart law firm to handle your claim. Make getting well your top priority while we do all the heavy lifting.
The Time to Take Action in Kenner is Now
After your accident, you may have wondered when you should file. We always tell everyone the right time to take action is today. Based on Louisiana Statute 3492, from the date of your Uber or Lyft involved in an accident, you have one year to file. When you act early, you enable our legal team plenty of time to conduct the required research. This helps us pursue a larger settlement for your financial benefit. And remember, you do not have to pay fees unless we win your case.
Call Morris Bart, LLC for Legal Help Today
If you were hurt in an accident that involved an Uber or Lyft rideshare driver, the Morris Bart law firm can help you financially recover by filing a claim against the party who is at fault. Connect with one of our dedicated Kenner Uber and Lyft rideshare accident lawyers today. Call the Morris Bart law firm for a free, no-obligation case evaluation: (504) 613-4771.
to find a Morris Bart office near you.