If an uninsured driver caused your Chalmette, LA, car accident, it may limit your options for securing compensation to pay for your medical care, lost wages, pain and suffering, and other losses. However, this does not mean you should have to pay for these expenses out of pocket. A Chalmette uninsured car accident attorney from Morris Bart, LLC, may be able to help you seek damages for your injuries and losses. Call (504) 613-4771 today to discuss your case with a Saint Bernard Parish car accident attorney. We can help you understand the options based on the facts of your case and may be able to pursue a payout on your behalf. We handle all car accident cases on a contingency fee basis. We do not get paid unless we recover compensation for you.
Uninsured Motorists and Law-Abiding Accident Victims in Chalmette
All drivers in Chalmette and greater St. Bernard Parish should carry an auto liability policy. This type of coverage is required by law to protect car accident victims. The Louisiana Department of Insurance states this coverage should include at least:
- $15,000 for bodily injury to a single victim
- $30,000 for bodily injury to all victims in one accident
- $25,000 for property damages in an accident
When drivers fail to carry the required liability insurance, the victims cannot file an insurance claim to hold the negligent motorist liable. Instead, they have to find another method of recovering the compensation they need to pay for their medical treatment and other costs.
Uninsured/Underinsured Motorist Coverage
Louisiana law attempts to address this concern by requiring all motorists to opt-out of uninsured/underinsured motorist (UM) coverage under RS 22:1295. This statute requires motorists to waive this policy using a specific form. Otherwise, UM coverage is included with their liability coverage. Filing a claim based on the victim’s uninsured motorist policy is the easiest option for recovering damages in many minor and moderate uninsured car accidents. If you do not have this type of insurance coverage, your Chalmette uninsured car accident lawyer from our team may be able to explore other options for recovering damages. We can also help you file a property damage claim if you carry collision coverage on your vehicle.
For a free legal consultation with a Uninsured Car Accident lawyer serving Chalmette, call 800-537-8185
Let Our Team Help You Navigate Your Chalmette Uninsured Motorist Claim or Other Action to Secure a Payout
When you work with a Morris Bart, LLC car accident lawyer to seek damages following an accident with an uninsured motorist, we may be able to build a strong case on your behalf. We will identify and collect evidence to support your claim. This evidence may include:
- Proof of negligence and liability, such as police reports and eyewitness statements
- Receipts, bills, and other proof of your expenses
- Documentation of other damages you sustained as a result of the accident
Our team will also take on a number of tasks related to pursuing damages on your behalf so that you can focus on healing from your injuries. This means we will:
- Handle all communication about your claim or case.
- Review your insurance policy and all other applicable insurance policies.
- Explain the steps necessary to seek compensation and answer your questions about this process and your case.
While we offer online chats and access to information and documents pertaining to your case online, you can always pick up the phone and call us. You will reach a real person on the other end of the line. The Morris Bart, LLC, car accident team from our New Orleans office can review your case today. Call (504) 613-4771 now to learn more about how we can help you.
Damages Potentially Recoverable in a Chalmette Car Accident Caused by an Uninsured Driver
If your Chalmette uninsured car accident lawyer from our team can file an uninsured motorist insurance claim or take legal action to hold an at-fault driver liable, we may be able to recover damages based on your documented losses and expenses. These losses may include:
- Current and future medical treatment and related care
- Current and future lost wages
- Pain and suffering
- And possibly more
We will need to gather evidence of your expenses and losses, file an insurance claim or lawsuit, and use the case we build to prove your claim. Our attorneys can help you understand this process and may be able to navigate it on your behalf. It is important you reach out to us quickly following a Chalmette car accident. Louisiana Civil Code Article 3492 generally gives us one year from the date of a traffic accident to file a lawsuit. However, we usually have a significantly shorter time to act if we need to file an uninsured motorist claim. The deadline for claims varies based on the terms of the insurance policy, but it may be as short as a few weeks. Some insurance companies require policyholders to notify them of an accident even sooner. We can review the small print of your policy, so you should call us as soon as possible following your accident.
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Talk to a Chalmette Uninsured Car Accident Attorney
If you suffered injuries in a Chalmette or Saint Bernard Parish car accident caused by an uninsured motorist, a lawyer from Morris Bart, LLC might be able to help you. We may be able to seek and possibly secure damages to cover your accident-related losses and expenses. Our team operates in more than 15 fully-staffed law offices across Louisiana, Mississippi, Alabama, or Arkansas. If you suffered injuries in an uninsured car accident in the Gulf South, our attorneys might be able to help. Call (504) 613-4771 now to discuss your case with a member of our car accident team. We will review your case for free to determine your options.
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