If an uninsured driver caused your injuries in a Metairie car accident, there may still be options for filing an insurance claim or lawsuit and seeking a payout based on the facts of your case. Morris Bart, LLC, helps accident victims in Metairie, Louisiana, pursue the damages they need and deserve to cover their accident-related expenses and losses. One of our Metairie uninsured car accident attorneys can review your case at no cost to you. We may be able to help you seek compensation for the damages you suffered. Call us today at (504) 613-4771.
We May Be Able to Recover an Insurance Payout in Your Metairie Car Accident Case
If you sustained injuries in an accident caused by an uninsured motorist in Metairie, Jefferson Parish, or elsewhere in the New Orleans metropolitan area, you may be able to collect compensation to pay for your medical care, lost wages, and other accident-related damages by filing an insurance claim based on your uninsured/underinsured motorist (UM) coverage. Under Louisiana law RS 22:1295, all auto liability policyholders must reject UM coverage in writing, opting out of these benefits. Unless you did this, you likely have this type of insurance, which payouts in a situation when the driver who caused an accident did not carry the legally required level of liability coverage—or did not have any auto liability coverage at all. Reach out to Morris Bart, LLC, today at (504) 613-4771. We can review your case for free.
For a free legal consultation with a Uninsured Car Accident lawyer serving Metairie, call 800-537-8185
Recoverable Damages Through a Metairie UM Accident Claim
If you have an uninsured/underinsured motorist policy, it should cover your documented damages up to the policy limits. We can help you collect evidence to support your claim. Your recoverable damages could include:
- Current and future medical treatment and related care
- Current and future lost wages
- Pain and suffering, unless you have an “economic only” UM policy
- And possibly more
We may also be able to help you file a property damage claim based on the facts of your accident if you carry collision coverage. This coverage generally requires you to pay a deductible but may be the best way to ensure your car repair or replacement is covered. If we take your case to trial, or if there is another way to hold the at-fault driver financially liable, you may be able to recover damages not available because of the limitations of your UM policy.
Louisiana Car Insurance Requirements Protect Accident Victims
Louisiana law requires all motorists who register a vehicle in the state to carry a certain level of liability insurance. The minimum requirements are 15/30/25, according to the Louisiana Department of Insurance. When a motorist causes an accident and does not have this minimum coverage to pay out at least $15,000 toward your medical care and $25,000 in property damages, we can help you find alternatives to pay for your damages. Our team believes victims should not have to pay for these damages on their own, which is why we take action to help victims recover as much compensation as possible based on the circumstances of their cases. We may be able to help you:
- File a claim based on your uninsured/underinsured motorist coverage
- Identify additional liable parties
- File a personal injury lawsuit against the at-fault driver
- Identify and pursue other sources of coverage or compensation
We offer free case reviews to all Metairie car accident victims, and we handle these cases on a contingency basis. This contingency means you will never pay us any attorney’s fees out of your pocket. We only receive payment if we negotiate a settlement or win a court award on your behalf.
There May Be Strict Deadlines for Filing a Metairie Insurance Claim
The deadline for taking action to recover a payout in an uninsured car accident case in Metairie may come much sooner than you think. We generally have up to one year to file a personal injury lawsuit following a Metairie car accident under Louisiana Civil Code Article 3492. However, this deadline only applies to taking legal action against the at-fault driver by filing a suit in civil court. If one of our Metairie uninsured car accident lawyers files an insurance claim based on your UM policy, your insurance company will have deadlines in place for how quickly you need to notify them and when you must file a claim. We will review the small print in your policy and explain these deadlines. In some cases, you may only have days or weeks to file a claim. Call us as soon as possible after your accident to ensure we can help.
Talk to a Metairie Uninsured Car Accident Attorney About Your Case
If you sustained injuries in an accident that occurred because of the negligence of an uninsured driver, you will not be able to recover damages based on a liability insurance claim. Instead, you will need to seek out other options for compensation. Our team can help. Morris Bart, LLC has over a dozen offices in the Gulf South, including Louisiana, Mississippi, Alabama, and Arkansas. We help accident victims just like you seek and secure payouts to cover their medical care, lost wages, pain and suffering, and other losses. Let us review your case for free today. Call (504) 613-4771 now to discuss your case with a member of our uninsured car accident team serving Metairie. We can evaluate your case as a part of your complimentary initial consultation with one of our personal injury lawyers familiar with uninsured motorist accidents in Louisiana.
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