Rental car insurance is complex, and many people are never certain of their coverage, even if they rent often. The fact that you are in a rental car automatically makes things more stressful following a Birmingham traffic accident, even if it was not your fault.
A Birmingham rental car lawyer from the Morris Bart law firm can review the facts of your case, answer your questions, and help you sort out your claim. Our team can take your case to trial if necessary, to try to recover a payout for your medical treatment, missed paychecks, pain and suffering, and other damages.
Call (205) 380-4158 today for a free case review with one of our representatives.
Understanding Rental Car Insurance and Accident Liability
There is a lot of advice available concerning how to decide which type of rental car liability insurance to use. Some people say to always buy the waiver from the rental company while others say you never should. It is important to always weigh your options and choose the coverage that is right for you. You generally have three choices for purchasing rental car insurance:
- Coverage available through your credit card company
- Coverage provided through your personal car insurance policy
- Coverage purchased by getting a waiver from the rental car company
This liability coverage pays out if you cause an accident. When another driver causes the accident, however, that driver’s insurance should be the one to pay out. If you can collect evidence to support your case, you may be able to recover compensation for your damages and avoid paying the rental car company for the diminished value of the vehicle after repairs or other costs.
In the event the other driver was the one in a rental car, you will need to identify their coverage and pursue a claim based on it or rely on your own uninsured/underinsured motorist policy to cover your losses.
A Birmingham rental car lawyer from the Morris Bart law firm can help you understand your rights and pursue compensation to cover your medical care, lost wages, pain and suffering, and other losses. Call (205) 380-4158 today for your free case review.
For a free legal consultation with a Rental Car Accident lawyer serving Birmingham, call 800-537-8185
Morris Bart & Associates, LLC Can Help You Navigate Your Birmingham Rental Car Accident Case
Holding the at-fault driver responsible after any car accident case is important because it is the only way to recover the compensation you need to pay your medical bills and cover other expenses and losses; however, it can take on additional importance if you were driving a rental car. The team from the Morris Bart law firm is here to help.
Our lawyers know how to build a compelling case, regardless of whether you were hit by someone driving a rental car or if you were behind the wheel of a rental car at the time of the accident. If we believe there is evidence to support your claim that the other driver acted negligently and caused your accident, we can:
- Request a copy of the accident report and related documents from police
- Interview accident eyewitnesses
- Identify, collect, and analyze other evidence
- Hire accident reconstruction specialists and other experts
- Obtain your relevant medical records
- Prove your related expenses and losses
Once we feel confident we have the necessary evidence to back up your claim, we can file a claim with the appropriate insurer and demand a payout from the insurance company. You can count on our team to represent you to the insurance company, the rental car company, and other involved parties. Our trial lawyers will not hesitate to file a car accident lawsuit and take your case to court if necessary.
Call the Morris Bart law firm now at (205) 380-4158 to learn more.
There Are Strict Time Limits on Filing a Car Accident Suit in Alabama
Alabama Code § 6-2-38 sets the statute of limitations on personal injury cases in the state, including car accident lawsuits. Under this statute, car accident victims generally have two years to take legal action following a car accident. If the injured victim misses this deadline, they are unlikely to be able to take further actions to hold the at-fault driver legally responsible. It is imperative you act quickly after your accident to prevent losing your right to file a lawsuit.
A member of the rental car accident team from the Morris Bart law firm will evaluate your case today for free. Reach out to us as soon as your injuries are stable enough to do so.
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Recoverable Damages in a Birmingham Rental Car Accident Case
The damages that a Birmingham rental car attorney from the Morris Bart law firm may be able to recover on your behalf depend on the expenses and losses you suffered as a result of the accident. We will document your damages and calculate a fair settlement value for your case before we file an insurance claim or lawsuit. This settlement value will include damages such as:
- Your current and future medical care related to your accident injuries
- Current and future lost wages and/or diminished earning capacity
- Property damages, aside from the damage to the rental car
- Pain and suffering
- Other noneconomic damages
- Wrongful death damages if your family member passed away in the accident
Talk to a Member of the Morris Bart & Associates, LLC Rental Car Accident Team Today
Navigating an insurance claim or lawsuit following a Birmingham rental car accident is complicated. There are many factors to consider, and every case has its own challenges because of the insurance coverage available and rental agreement. The Birmingham rental car lawyers from the Morris Bart law firm understand how to sort out the most complex issues in these cases while seeking and possibly securing a payout for our clients.
We take on cases in Birmingham and greater Jefferson County, as well as in many other cities across the Gulf South. We have more than 15 offices with attorneys and full support staff. We can connect you with the office nearest you today if you live in Louisiana, Mississippi, Alabama, or Arkansas.
Call the Morris Bart law firm at (205) 380-4158 for your free case review today.
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