If your traffic accident involved a rental car, it can make sorting out the insurance coverage somewhat more difficult. However, a Lafayette rental car accident lawyer from the Morris Bart law firm may be able to help. Whether you were driving a rental car or the driver who caused your accident was, it may alter the way you pursue compensation for your injuries and losses, or at least change the insurance company you will seek a payout from.
At the Morris Bart law firm, our team knows how these cases work. We can identify the insurance policies in play, assign liability, and take steps to build a strong claim for compensation if you qualify. To determine if we can work together on your case, reach out to us now at (337) 446-4571. We will review your accident case’s details for free and explain your legal options for a negligence claim or lawsuit.
Rental Car Insurance and Its Impact on Your Accident Claim
Rental car insurance can be confusing. According to U.S. News & World Report, there are generally three options for securing liability auto insurance coverage when you rent a car. These options include:
- Using a credit card that provides coverage
- Using coverage included as a part of your personal auto insurance policy
- Purchasing the waiver from the rental car company
These options for coverage provide liability insurance if you cause an accident. If a driver in a rental car hits you, you will need to determine the option they chose and pursue your claim based on that policy.
If you are driving the rental car and seeking damages from another insurance company, you may be able to secure a payout for your losses as well as the diminished value of the vehicle after repairs or other costs because you will likely owe this to the rental company.
The team from the Morris Bart law office in Lafayette can help you with this process if we work together on your case. We can identify the insurance policies in play and handle the claims process on your behalf while you focus on healing from your injuries.
For a free legal consultation with a Rental Car Accident lawyer serving Lafayette, call (337) 446-4571
Navigating the Claims Process After a Rental Car Collision
A Lafayette rental car accident lawyer from the Morris Bart law firm works with accident victims to help them prove their case and file their claims, seeking compensation for their injuries and losses while holding the at-fault driver responsible. As a part of this process, our team takes steps that include:
- Obtaining accident reports and other documents relating to the accident
- Interviewing any eyewitnesses
- Analyzing physical evidence
- Working with accident reconstruction experts,
- Identifying the liable party or parties and their insurance coverage
- Reviewing relevant medical records
- Documenting injuries, expenses, and losses
At the Morris Bart law office in Lafayette, our team can file the necessary insurance claims based on the case’s facts, including any concerns specific to rental car accidents. If we accept your case, we will take care of all aspects of your insurance claims or civil suits.
To learn more about our services and representation, or to get a free case review with a member of our team, call the Morris Bart law firm’s Lafayette office today at (337) 446-4571.
Pursuing Damages on Behalf of an Accident Victim in Lafayette
When we file an insurance claim or personal injury suit on behalf of a car accident victim in Lafayette, we are pursuing a payout that includes their current expenses and losses and potential future expenses.
Economic damages are the actual financial losses incurred by an accident victim. In a rental car case, they could include:
- Medical treatment, care, and rehabilitation
- Ongoing care costs
- Lost wages and other income
- Diminished earning ability
- Loss of services
- Additional out-of-pocket expenses
- Property damages
- Expenses owed to the rental car company, such as the diminished value of the vehicle
We also put a value on our client’s non-economic damages and seek compensation for these intangible losses. They could include:
- Pain and suffering
- Reduced quality of life
- Emotional distress
- Other non-economic damages
It may be possible to recover damages for certain surviving family members of rental car accident victims who pass away, as well. These are known as wrongful death damages.
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Deadline for Filing a Civil Lawsuit in a Lafayette Parish Court
Under Louisiana Civil Code (CC) §3492, accident victims only have one year to name the at-fault driver or another liable party in a civil court lawsuit. In some cases, when insurance settlements are difficult, impossible, or ineffective, this is the best way we can help our clients secure a financial award.
Missing this deadline generally means losing the right to take legal action and hold the driver responsible in court. We encourage you to call us as soon as you can following your accident so we can sort out the insurance concerns, prove negligence, and seek the compensation due to you based on the facts of your case.
Talk to a Member of Our Lafayette Rental Car Accident Team for Free Today
A Lafayette rental car accident lawyer from the Morris Bart law firm may be able to represent you in your traffic accident case, seeking compensation and navigating the claims process on your behalf. Let our team review your case to see if you qualify.
If we accept your case, we will cover your case’s necessary costs to ensure you have no upfront expenses. We receive attorney fees only after we secure the payout in your case.
Call (337) 446-4571 now to speak with a member of our team about your accident and injuries at no cost to you. We have 15 offices to serve accident victims across four states: Louisiana, Mississippi, Alabama, and Arkansas.
Questions?Call (337) 446-4571
to find a Morris Bart office near you.