If an uninsured motorist caused your Alabama car accident, you may still have options for seeking compensation based on your injuries and other damages. Alabama requires all drivers to carry a minimum amount of auto liability coverage. When a driver fails to do so, they could face criminal consequences. However, this does not help victims get the money they need to pay their medical bills and other costs.
A Mobile uninsured motorist accident attorney from the Morris Bart law firm can assess your case and determine your options for seeking a fair payout based on your expenses and losses. You can discuss your case with a Mobile car accident lawyer for free today. We will answer your questions and explain if we can pursue compensation in your case.
Morris Bart & Associates, LLC Fights for Victims of Mobile Uninsured Driver Crashes
At the Morris Bart law firm, our attorneys have helped accident victims across the Gulf South for more than 40 years. In 2021, we won thousands of cases, securing compensation for our injured clients. We operate 16 offices across four states, including Louisiana, Mississippi, Alabama, and Arkansas. You can count on our team to use our experience, knowledge, and resources to fight for your best interests after a Mobile uninsured motorist accident.
The Morris Bart law office is a contingency-fee firm. We do not charge any upfront fees to work on your case. We only charge after we recover compensation for a client. You do not pay any fees unless we win your case. We can discuss this further, and you can learn more about our team during your free case consultation.
Our previous clients often recommend our team to family and friends, as you can see from our testimonials. We believe you will feel the same way after working with our team on your uninsured driver accident case.
For a free legal consultation with a Uninsured Motorist Accident lawyer serving Mobile, call 800-537-8185
Recovering Compensation in a Mobile Uninsured Motorist Accident Case
At the Morris Bart law office in Mobile, our team of attorneys develops and files uninsured motorist claims for clients regularly. We understand how this process works and how to recover the money our client deserves.
Per the Alabama Department of Revenue, Motor Vehicle Division, drivers in Alabama are legally obligated to carry a certain amount of auto liability coverage. This includes:
- $25,000 per person hurt in a crash the policyholder causes
- $50,000 for all injured victims hurt in the crash
- $25,000 for damage to vehicles and other property in these accidents
In most crash cases, we file claims for our clients based on the at-fault driver’s auto liability coverage. However, this is impossible when that driver does not have the mandatory insurance. They will likely receive a ticket and face legal consequences, but this does not help our client pay their medical bills or deal with other costs.
How to Pursue Compensation if the At-Fault Driver Is Uninsured
Instead, we need to file a claim based on your own uninsured motorist (UM) coverage. Alabama does not require these policies, but you must opt out in writing. This means you likely have this coverage. It should provide the same level of coverage as your liability policy, meaning most people with UM coverage have at least $25,000 available to pay for their injuries and other losses.
Our team can review your insurance policy with you during your free case review. If you did opt out of UM coverage, your health insurance and other coverage could cover some of your expenses. We can assess your options for financial recovery if this is your situation.
Damages Available Through an Uninsured Motorist Claim
Our attorneys know the types of damages recoverable in a Mobile uninsured motorist claim. Generally, these are the same expenses and losses you would seek following other traffic accidents. You can recover compensation for many costs you experienced, up to policy limits. This could include:
- Medical bills
- Future treatment and care costs
- Income losses
- Reduced ability to work and earn
- Miscellaneous expenses
- Pain and suffering
- Other personal damages
To demand an appropriate settlement, we will calculate your expenses based on the documentation we compile. Using your bills, repair estimates, and employment records, we can pursue your financial losses. However, we strive to understand all the ways this accident has impacted your life, so we can also demand compensation for your personal suffering.
Our Team Navigates the Mobile Uninsured Motorist Claims Process for Clients
If you were injured in a crash caused by an uninsured driver, we will handle all aspects of your claim. We manage all communication with your insurance company, including demanding fair and just compensation based on your UM policy. We provide the necessary support to demonstrate negligence and liability, as well as evidence of the damages you suffered.
When we represent you in a Mobile uninsured motorist claim, you can count on our lawyer to:
- Protect your rights
- Prepare all necessary paperwork
- Answer your questions and address concerns
- Provide you with regular case updates
- Help you understand the process and what to expect
- Manage your claim from start to finish
- Meet all necessary deadlines
We fight for a fair payout using proven negotiation techniques to recover the money you need to pay your bills. We do not believe you should have to pay for your care, income losses, or other expenses because a careless driver broke the law and did not carry the required insurance.
Speak With a Lawyer About Your Mobile Uninsured Motorist Claim for Free
The Morris Bart law office in Mobile provides free case reviews. We sit down with you (in the office, over the phone, or any way that is convenient for you) to discuss your accident, injuries, and next steps. We will also answer your questions and help you learn more about the process.
We help victims of uninsured drivers pursue compensation through a claim against their own uninsured motorist coverage. Contact us now for your free consultation with our attorney.
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