If you suffered injuries in a rideshare collision in Mobile, AL, the Morris Bart law firm may be able to help with your insurance claim or other action to pursue compensation based on your collision case.
Our team will evaluate your legal options for you for free. It may be possible to hold the Uber or Lyft at-fault driver accountable or even file a claim against the ridesharing company’s insurance.
How Do You Recover Money Damages for the Expenses and Losses You Incurred?
You may be able to recover compensation for the expenses and losses you suffered because of your accident if you were:
- Riding in an Uber or Lyft when the collision occurred
- Driving your own car and hit by a rideshare driver
- Struck by a rideshare driver as a pedestrian or cyclist
If the Uber or Lyft driver caused the accident, the insurance policies that cover rideshare drivers should provide coverage for damages that include:
- Medical bills
- Ongoing or future treatment and care needs
- Lost wages because of the time you missed at work
- Diminished earning capacity
- Damages to your vehicle, if involved
- Damages to other personal property
- Pain and suffering damages
The Statute of Limitations in Alabama Rideshare Collision Claims
In most cases, we do not have to sue the driver or ridesharing company to recover a payout for our clients in an Uber or Lyft accident case. When paired with solid evidence to support the insurance claim, negotiations with the insurer are enough to reach a just agreement.
If we do need to sue the liable parties, Ala. Code §6-2-38 generally gives us two years to begin the process. We must meet these deadlines to protect your right to recovery. Exceptions can shorten your deadline, too.
Who Is Responsible for Ridesharing Accident Damages?
Proving negligence in a ridesharing crash occurs in much the same way it would in other traffic accidents. The driver who acted carelessly or recklessly and caused the crash is generally the liable party.
While rideshare drivers are not employees and do not fall under the usual laws that allow us to hold employers responsible for the activities of professional drivers, Lyft or Uber may still be vicariously liable, as well.
Our team helps prove negligence and identify the liable parties for our clients based on the unique facts of their case. Having solid evidence to determine liability is key in getting a payout for accident injures, losses, and expenses.
How Can You Identify What Insurance Policy was in Effect at the Time of Your Accident?
Uber and Lyft both provide contingent policies when there is no rideshare rider matched with a driver and primary liability coverage when the driver is going to pick up a rider or has a rider in their vehicle.
Rideshare companies provide different amounts of liability coverage depending on what the driver is doing when the crash occurred. In general, the driver’s personal policy is the primary coverage when:
- The driver is not working for a rideshare company
- The driver is working but not matched with a rider
The primary coverage is a $1 million liability policy provided by the rideshare company as soon as the driver matches with a rider until that rider exits their vehicle. When we represent a rideshare accident victim, the Morris Bart law office investigates to determine the liable parties, the insurance coverage in place, and where to file the claim.
Speak with an Attorney at Our Mobile Office About Your Rideshare Accident
A lawyer from the Morris Bart law firm may be able to help you seek and secure money damages based on the circumstances of your accident, your injuries, and your losses.
To learn more, contact the Morris Bart law office in Mobile today. Our team members provide complimentary case evaluations for injured rideshare riders and others hurt by negligent Uber and Lyft drivers. You can reach the Morris Bart law firm serving Mobile now by dialing (251) 298-8380.
Questions?Call (251) 298-8380
to find a Morris Bart office near you.