Road safety facts in the U.S. show that approximately four million people get injured in a car accident every year. Of those injuries, whiplash is one of the most common. A whiplash injury can result in serious damages and chronic health problems.
You shouldn’t have to suffer economic hardship due to damages related to your whiplash injury. Instead, you can file a claim against the negligent driver responsible and get financially compensated. Let Morris Bart’s whiplash attorneys in Mobile help you get started today.
Why Should I Hire a Whiplash Lawyer to Help Me?
Personal injury victims have the right to file and negotiate their claims on their own. Despite this, it’s still best to retain a lawyer to help you when you file a claim. This is especially important if you don’t have a strong legal background or any experience in personal injury or car accident law.
When you file a claim for a whiplash injury, you will deal with the at-fault party’s insurance company for a settlement. While it may seem like an insurance company will help you get a good settlement, this couldn’t be farther from the truth.
For a free legal consultation with a Whiplash Injury lawyer serving Mobile, call (251) 298-8380
Should I Accept the Initial Settlement Offer?
Insurance companies love to send adjusters to contact you after a car accident. What these adjusters try to do is to get you to admit fault for your accident and downplay your injuries. In doing so, they’ll offer you extremely low amounts to get you to settle quickly. While quick cash upfront seems nice, it’s actually not beneficial.
Your damages could be worth way more than what the insurance company is trying to get you to settle for. Unfortunately, once you accept their initial settlement, there’s next to nothing you can do to recover any additional financial compensation.
Before you accept any offer or even talk to an insurance adjuster, you should speak with one of our whiplash lawyers in Mobile first. We will assist you in every way possible to get you the best settlement available for your whiplash injury. Just the simple act of retaining a lawyer to help you is enough to get the insurance company and the defense to open up to proper negotiation.
Common Tactics Insurance Companies Will Use Against You
Insurance companies love to use various tactics against car accident victims. They don’t want to pay out the full, appropriate amount that victims often deserve. Some insurance company schemes include:
- Stall tactics that delay negotiations, making you more likely to settle for less
- Pressuring you to sign a medical authorization release
- Trying to get you to admit fault for the accident
- Calling immediately after you sustained your whiplash injury for a recorded statement
The best thing you can do is avoid talking with any insurance adjuster. If you find that you must speak to one, don’t divulge any sensitive information and never sign or verbally agree to anything. Remember, Alabama is not a no-fault state, so you will need to prove that the other driver was at fault for what happened.
Damages You Can Collect from Your Whiplash Injury
Your whiplash injury can cause you to suffer through several damages, which you can receive compensation for:
- Pain and suffering
- Loss of enjoyment of life
- Loss of consortium
- Mental anguish and emotional trauma
- Medical expenses, equipment, prescriptions, etc.
- Vehicle repairs or replacement
- Various property damages
- Lost wages or reduced earning capability
- Substitute services
When it comes to calculating these damages, our whiplash attorneys in Mobile will factor in every damage. We use various formulas and evaluate the extent of how badly your damages have impacted your emotional, physical, and financial wellbeing. We won’t leave a single damage left unaccounted.
Statute of Limitations for Whiplash Injuries
The state of Alabama generally provides car accident victims, including whiplash injury victims, two years from the date of their accident to file a claim. You shouldn’t take the full two years to begin building a strong case for your claim. Evidence is time-sensitive, so it’s best to get started right away.
Get Your Free Consultation With a Mobile Whiplash Attorney Today
Even for a minor car accident, you should speak with a whiplash lawyer as soon as possible. We have recovered millions for our clients. With over 40 years of experience, trust us to fight hard on your behalf and win you the settlement you deserve.
The Mobile whiplash attorneys at Morris Bart are ready to help you. You can schedule an appointment for a free consultation and case evaluation 24/7 by contacting us online or over the phone. There is no risk or obligation when you reach out.
Questions?Call (251) 298-8380
to find a Morris Bart office near you.