Like many other states, Alabama requires all drivers to carry a minimum amount of liability auto insurance coverage. When they fail to do so and cause a crash, it often leaves the victim frustrated. A Madison uninsured motorist accident attorney from the Morris Bart law firm can explain your options for seeking compensation for free.
We will discuss the details of your accident, the legal options available to you, and more. We may be able to help you recover the compensation you deserve.
Morris Bart & Associates, LLC Represents Madison Uninsured Drivers’ Victims
At the Morris Bart law firm, our car accident attorneys understand how complicated it can seem when you cannot file an insurance claim against the at-fault driver. Knowing how to navigate the claims process is complex enough without having to deal with a driver who violated the state’s insurance mandate. Our team is here for you.
Our lawyers have the knowledge, experience, and resources you want on your side when seeking compensation after an uninsured driver hits you. We have more than 40 years of experience handling cases like yours. In all, we won compensation for 5,600 clients in 2022 across our 15 offices and four states.
At the Morris Bart law office in Madison, our car accident attorneys represent our clients based on contingency fees. We never ask a client to pay us upfront fees. Instead, we charge our attorney fees only after the case is over. They are always a percentage of the total payout, which means if you do not get paid, neither do we.
For a free legal consultation with a Uninsured Motorist Accident lawyer serving Madison, call 800-537-8185
What Are My Options After a Madison Uninsured Motorist Collision?
Our attorneys at the Morris Bart law office understand Alabama car insurance laws. These laws are at the center of this type of crash case. According to the Alabama Department of Revenue, Motor Vehicle Division, all vehicles in the state must have the following coverages:
- $25,000 for death or bodily injury to one person
- $50,000 for death or bodily injury to two or more persons
- $25,000 for damage or destruction of property per accident
When a driver does not carry the appropriate insurance coverage for their vehicle, they can face stiff penalties if the police catch them. This often occurs during a routine traffic stop but can also happen following a collision. Where does this leave the others involved in the crash?
Many drivers in Alabama carry uninsured motorist coverage. This is the policy designed specifically for this situation. It provides coverage if the policyholder is hurt or has damage from a crash caused by an uninsured driver. The Alabama Department of Insurance considers uninsured motorist coverage an integral part of every driver’s coverage, but the state does not require it. Drivers may opt-out of these policies.
When a driver opts out of uninsured motorist coverage, it limits their options if an uninsured driver causes their crash. They have a right to sue the driver, but a judge and jury cannot force someone to pay for damages if they do not have the assets. In many cases, they must rely on their health insurance coverage and collision coverage, paying deductibles.
Damages Available in an Uninsured Motorist Insurance Claim
The damages available from an uninsured motorist claim are like the expenses and losses covered in fault-based car accident cases. The value of your case will depend greatly on several factors, such as:
- Your injuries and the severity
- Your expenses and losses
- Your policy limits
- Other case facts
Our team will identify the recoverable damages in your case and calculate a fair settlement value based on them. This could require us to work with medical experts and specialists to understand your prognosis, future care needs, and losses related to lasting injuries. The types of damages we may seek in your case include:
- Medical bills and related expenses
- Future care costs for long-term injuries
- Income losses if you missed work
- Reduced earning capacity if you cannot return to your previous job
- Vehicle repairs and other property damages
- Miscellaneous expenses
- Pain and suffering damages
Alabama has unusual wrongful death laws under Ala. Code § 6-5-410. If your loved one died from their car accident injuries, our team will review your case and determine what you can do to get justice for your family.
Our Madison Uninsured Motorist Accident Attorney Handles All Aspects of Your Case
When you choose to work with a Madison uninsured motorist accident lawyer from the Morris Bart law firm, we manage your case from start to finish. This means that you can focus on your healing while we take care of your insurance claim and seek the compensation you need and deserve.
We investigate what happened with your accident, develop a strong case to support our claim, and work with your insurance company to recover fair compensation when possible. If there are issues that arise in this process, we handle those, too. Our clients may never have to talk to the insurance company and will not have to worry about navigating any part of this process on their own.
If you choose to work with our team, we will take care of you like family. You can talk to a lawyer today to learn more about what to do next or get answers to your questions about your case, our services, and more.
Discuss Your Madison County Uninsured Motorist Crash Case with Our Lawyer
At the Morris Bart law firm, we always provide free case reviews. We will assess your legal options based on your case facts and explain what we believe you should do next and your legal options. We can also tell you about our team, fees, and how we can help you make the best of this tough situation. We are here for you, beginning with your free consultation.
Contact us now to get started.
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