Riding a motorcycle can be both relaxing and exhilarating. Sadly, the majority of motorcycle crashes result in injury or death. But how can you collect compensation to pay for your medical bills if the other driver doesn’t have auto insurance?
If you were hurt in a motorcycle accident and the at-fault driver is uninsured, the Morris Bart law firm can advise you. You may be owed reimbursement for your losses. Our uninsured motorcycle accident lawyers in Montgomery can review your insurance policy and other options to pay for your damages.
Understanding Alabama Auto Insurance
All motorists in Alabama are required to have auto insurance. The legal minimum liability coverage includes:
- $25,000 for bodily injury or death per person
- $50,000 total for bodily injury or death per accident
- $25,000 for property damage per accident
Despite the legal requirement, a 2021 study by the Insurance Research Council (IRC) found that one in eight motorists drive without auto insurance. In Alabama, nearly one in five drivers are uninsured.
For a free legal consultation with a Uninsured Motorcycle Accident lawyer serving Montgomery, call (334) 523-0664
Uninsured Motorist Insurance Coverage in Alabama
Alabama’s uninsured motorist insurance is voluntary. However, you automatically carry this insurance unless you opt out in writing. This coverage provides up to $25,000 bodily injury coverage per person or up to $50,000 per accident.
Your uninsured motorist insurance acts as your safety net. When you are in a car crash with an uninsured driver, it acts in the place of their insurance. Morris Bart’s uninsured motorcycle accident attorneys in Montgomery can review your policy or consult with your insurer to verify your coverage.
Compensation You May Be Able to Recover
If a negligent driver injured you in an uninsured motorcycle collision, you may be entitled to reimbursement. You could receive a settlement to reclaim expenses such as:
- Medical treatment
- Future care needs
- In-home nursing care
- Assistive medical equipment
- Lost income
- Reduced earning capacity
- Mental anguish
Motorcyclists are 29 times more likely to die in a collision than other vehicle occupants. If your loved one died in the accident, we can file a wrongful death lawsuit to help your family recover the cost of funeral expenses.
How an Uninsured Motorcycle Accident Attorney Can Help
An uninsured motorcycle accident attorney in Montgomery can take a load off your shoulders by handling your legal proceedings. Our team can provide you with our legal expertise and protect your right to compensation after an uninsured motorcycle crash. Your lawyer can:
- Investigate the cause of your collision
- Determine if negligence took place
- Establish liability
- Collect evidence to support your case
- Interview witnesses
- Examine your auto insurance policy
- Appraise the uninsured driver’s assets
Seeking compensation after an uninsured motorcycle collision can be complicated. Luckily, you don’t have to handle your case alone. Our team can step in and take over your legal fight against an uninsured motorist.
Can You Afford an Uninsured Motorcycle Accident Lawyer?
A motorcycle wreck can result in medical bills and pricey vehicle repairs or a total loss. We understand many families live paycheck to paycheck before disaster strikes. You can work with a Montgomery uninsured motorcycle accident attorney from Morris Bart without adding to your financial burden.
We work on a contingency-fee basis. Our legal fee is paid as a percentage of your settlement or court award. This allows you to benefit from our experience and support without worrying about the expense.
Is an Uninsured Driver Automatically at Fault?
When a motorcycle accident involves an uninsured driver, that does not automatically decide fault. Alabama is a fault state, meaning the motorist who causes the collision is responsible for the resulting damages.
Nevertheless, auto insurance is a legal requirement in Alabama. Uninsured motorists may fly under the radar for years before they are caught. The consequences of driving without auto insurance can result in:
- A fine of $500–$1,000
- Suspension of driving privileges for 180 days
- Three to six months of jail time
Work With Morris Bart & Associates, LLC
Suffering injuries in a sudden motorcycle crash can make you feel scared and alone. Discuss your case with an uninsured motorcycle accident lawyer in Montgomery from Morris Bart & Associates, LLC. We’re available 24/7 to schedule your free consultation and offer our guidance.
We understand that this may be a difficult time for you and your family. Our team can handle the legal side of things while you attend to personal matters. We will stay on top of filing deadlines to ensure your case moves forward without delay.
Questions?Call (334) 523-0664
to find a Morris Bart office near you.