If you suffered injuries in a Biloxi accident and the at-fault driver left the scene, this does not mean you cannot recover compensation for your injuries and other losses. There may be options for seeking a payout. If we believe we can help you with your financial recovery, a Biloxi hit and run accident lawyer from the Morris Bart law firm may offer to represent you through this process.
To learn more about your options based on your case’s specific facts, the Morris Bart law office in Gulfport has team members available to discuss your Biloxi accident with you today for free. You can call (228) 357-9621 now to get started with your complimentary case review.
Options for Seeking a Payout in a Hit and Run Accident
All motorists involved in a Harrison County, Mississippi, traffic accident have an obligation to remain on the scene of an accident if there are injuries or significant damages per Mississippi Code Annotated §63-3-401. However, not all drivers follow this law, even when injuries or fatalities occur.
If you were injured in an accident that was the fault of a motorist who left the scene before law enforcement arrived, this might make it more difficult to pursue compensation for your medical care, lost wages, intangible damages, and other losses. In general, there are three options for paying for this type of accident:
For a free legal consultation with a Hit and Run Accident lawyer serving Biloxi, call (228) 357-9621
Identifying the Liable Party
In many cases, the police identify the hit and run driver following an accident. When this occurs, the Mississippi Civil Code allows us to pursue a case against them. This action could include filing an insurance claim with their car insurance provider or a personal injury lawsuit in a Harrison County civil court.
If the police do not identify the driver, we may uncover evidence in our investigation that does. This evidence could include a video that displays a tag number, for example. Unless we know the motorist’s identity who caused your accident, we cannot hold them responsible.
Filing an Uninsured Motorist Claim
One of the most common ways we can help clients recover a payout after a hit and run accident is to file a claim based on their uninsured/underinsured motorists (UM/UIM) policy. Per the Mississippi Insurance Department (MID), this type of insurance coverage is not mandatory in Mississippi. However, it is an optional coverage carried by many drivers.
This coverage provides compensation up to policy limits when an accident involves an uninsured or underinsured motorist or when the at-fault driver is unknown, such as in a hit and run incident. The limits of these policies are generally the same as the policyholder’s liability policy.
Following a hit and run, we may be able to help you file a claim based on your UM/UIM coverage. This claim will require us to prove fault and assess your related damages, presenting our case to your insurance company.
Relying on Other Insurance Coverage
This option is not the most effective but may be your only option if the other two are not possible. This option involves relying on your health insurance coverage to pay for your medical care and your collision car insurance coverage to pay for your vehicle repairs. You likely experienced many other losses that may not be recoverable without additional types of insurance coverage.
A Biloxi hit and run accident lawyer from the Morris Bart law firm may offer to represent you in your claim or other legal action. You can reach the Morris Bart law office in Gulfport by dialing (228) 357-9621. We can determine the options based on the facts of your accident, evaluating your case during this time as well. We will want to discuss your accident, injuries, insurance coverage, and more to ensure we fully understand your legal options.
Recoverable Damages After a Biloxi Hit-and-Run Accident
When we can identify the driver in a Biloxi hit and run and pursue a fault-based claim, we will seek compensation for the damages you incurred, such as:
- Past medical bills, future healthcare needs, and any related costs
- Lost wages including benefits
- Lowered earning capacity
- Property repairs and replacements
- Loss of services
- Pain and suffering
- Other intangible damages
- Wrongful death damages
Your UM/UIM coverage will also cover similar damages, up to the limits of your policy.
It is important that we learn about your accident as quickly as possible. Once your injuries allow, reach out to our team to talk about your options. We are more likely to identify the at-fault driver who left the scene if we investigate your case as soon as possible. This action also ensures we can meet the deadlines that apply to your case.
There may be time limits on filing an uninsured motorist claim, but this depends on the policy. When we pursue a fault-based civil suit against an identified hit and run driver, Mississippi Code Annotated §15-1-49 only gives us three years to file a lawsuit in court.
Speak to a Team Member About Your Hit and Run Accident Today
A Biloxi hit and run accident lawyer from the Morris Bart law firm will handle your case based on contingency if we believe we can help you recover compensation. You will not pay us anything unless we secure financial recovery in your case. We take a portion of the payout, never billing our clients for our services.
You can talk to a team member from the Morris Bart law firm’s Gulfport office by calling (228) 357-9621. We can answer your questions about your case and our services.
We have 15 offices conveniently located to serve accident victims in Mississippi, Louisiana, Alabama, and Arkansas, which includes our Gulfport office where our team offers services to those hurt in Biloxi.
Questions?Call (228) 357-9621
to find a Morris Bart office near you.