Mississippi law requires that all drivers carry liability insurance. As stated by the Mississippi Insurance Department (MID), the state’s compulsory automobile liability insurance system says you must have electronic or paper proof of your liability insurance policy, which must meet the following minimum amounts of coverage: $25,000: for one person’s bodily injury or death caused …
There is no way to determine an average settlement for an insurance claim with USAA insurance. That’s because no two car crashes are the same. Instead, the injuries suffered and damages incurred differ, thus making it impossible to determine an average or use the outcome of one claim to predict the payout in another. USAA …
To file a car accident claim with AAA, you can simply call their 24/7 claims call center. The claims representative will ask you to give them specific details, including the following: The location and time of the collision Names of the drivers involved in the crash Vehicles involved in the accident Names and contact information …
How long you have to report an accident to State Farm depends on the circumstances. State Farm Insurance does not have specific deadlines for filing traffic collision claims. However, the insurance company does require policyholders to tell the insurer they were in a crash as soon as possible. State Farm even offers ways to notify …
The first call with insurance after an accident should be with your own insurer. Notifying your own car insurance carrier of a crash is one of your first priorities after receiving the medical care you need and ensuring any other family members involved are okay. While you need to be careful when speaking with your …
How long it takes to settle a claim with USAA insurance depends on the facts of the case and many other variables. Like other car insurance companies, there is no way of knowing how long it could take to settle with USAA. Many cases settle within a few weeks, but others take several months. If …
Understanding a Louisiana car insurance policy is essential before a crash, but it becomes even more critical if you were the victim of a collision in the state. All drivers should have at least a minimum amount of auto liability coverage as this will cover a victims’ damages. Drivers risk facing penalties if they do …
If a driver who has the company’s auto insurance coverage caused your crash, you want to know, “what is the State Farm settlement process?” State Farm handles car accident claims similarly to other companies. You will need to gather evidence, prove fault and damages, and fight for a fair payout. If you suffered injuries in …
Uber and Lyft drivers should have insurance to cover any injuries incurred in an accident they caused. Rideshare companies require their drivers to carry a personal auto liability policy, while also providing additional coverage under certain circumstances. Both Uber and Lyft provide at least $1 million in liability coverage for drivers when they are picking …
You may be able to recover damages following a negligence accident and injuries whether the liable party has insurance coverage or not. A personal injury attorney from our team can help you understand your options for seeking financial recovery based on the facts of your case. You should not have to pay for your medical …
In general, most parts of a car accident insurance settlement will not be taxable. However, under U.S. tax codes, some types of damages may count as taxable income. It depends on the taxability of the loss. Your attorney may be able to offer some general guidelines, but you may want to consult your tax preparer …
Alabama auto insurance laws require all drivers to carry liability insurance that pays for victims’ injuries and property damages in accidents those drivers cause. Many drivers also opt for additional coverage that helps them in the event of a crash. Understanding your Alabama car insurance policy makes it easier to determine the coverages you have …
Each state mandates its drivers to carry a certain amount of liability auto insurance. This coverage pays for the injuries and damages that the policyholder caused accident victims to suffer. What happens if the at-fault party doesn’t have car insurance depends on whether you have uninsured motorist (UM) coverage. This type of insurance policy will …
While there is no set amount that will be paid out for pain and suffering—as every case is unique—the insurance company will reach your settlement amount by examining your physical, mental, and financial anguish. Depending on the insurer and the circumstances surrounding the accident, some insurers multiply your hospital bills by a number between one …
Try to convince the other driver not to leave the scene before the police arrive, but do not do anything overt or put your life in danger. You should then contact your insurance company and let them know about the accident. Do not reveal too much information until you have spoken with an attorney. Next, …
The novel coronavirus quickly changed the world as we know it and businesses are no exception. From dealing with government shutdowns to learning how to safely decontaminate premises, business owners who have done everything right are facing uncertainty that is totally out of their control. Many business owners are wondering whether their business interruption insurance …
