Each state has specific laws regarding car insurance. One that is relatively unique in Louisiana is the “no pay, no play” rule, La. R.S. 32:866. This law limits the amount of damages an uninsured driver can claim after a collision with another motorist in Louisiana. Specifically, drivers without minimum insurance coverage cannot collect the first …
Car insurance laws vary from state to state. Two key differences are the minimum insurance requirements and the consequences of not having valid insurance. In Louisiana, we have a “no pay, no play” law. This law is designed to encourage people to purchase the legally mandated liability insurance. According to Louisiana’s “no pay, no play” …
All accidents are stressful, but those that cause injuries or fatalities can be particularly devastating. In addition to the time it takes to recover physically, victims must repair their damaged property, handle insurance claims and possibly file a personal injury lawsuit. After an accident, it is important to understand how the claims procedure works. This …
Thanks to recent advancements in vehicle construction, children are safer in cars than ever before. However, even minor accidents can cause serious injuries, which is why parents must be proactive when it comes to protecting their children on the road, including using both child safety seats and the vehicle’s safety functions. Perhaps most important, all …
Although all personal injury cases are unique, most share one factor: Negligence. In most cases, the victim must prove the accused party acted negligently and that this negligence caused physical, emotional, and/or financial harm. This is easier to accomplish under certain circumstances than others. In some cases, it may require substantial evidence and expert testimony. …
It’s no secret why motorcycles are becoming more popular in Alabama: they elicit a feeling of freedom that no other vehicle can match. For many bikers, part of this rush is the inherent danger of riding on the open road. Some even prefer to ride without safety gear such as helmets. They want to literally …
All road accidents can be serious – no matter what vehicles are involved – but those involving 18-wheeler trucks are particularly catastrophic. Because of these large vehicles’ sheer weight and size, even minor collisions can cause severe property damage and physical injuries. Eighteen-wheeler accidents are far more common than most people assume. According to Louisiana …
Without first hand experience, it’s hard to understand the emotional impact of a car accident. Even minor crashes will jolt your nerves and spike your heart rate, and the effects are even more pronounced in collisions that leave property damage and injuries in their wake. In the aftermath of a serious wreck, it can be …
Even the safest motorcyclists cannot control the actions of negligent drivers. This is one reason motorcycles are among the most dangerous ways to travel. Each year, thousands of motorcyclists are seriously injured in crashes. In 2021, 82 people died in motorcycle accidents in Louisiana, according to Louisiana Crash Data Reports. In that same period, 155 …
Car accidents are an inescapable reality, and many people across the country face the aftermath of devastating crashes each day. The impact of a car, motorcycle, or truck collision can be extensive – both physically and emotionally – especially when a negligent driver causes serious injuries. The process of holding the at-fault driver legally responsible …
Many people take driving for granted until they face the unexpected reality of a car accident. In a matter of seconds, a collision can cause life-altering physical harm and immense property destruction. This is especially true in crashes that involve large trucks. According to the Alabama Department of Transportation, truck accidents are a serious problem …
Car insurance serves as a crucial method of protection for all road users, but many people fail to understand how it can benefit them if they cause an accident or are innocent. Car accidents can be traumatic events, and they also tend to be costly. Aside from expensive property damage, many people who sustain injuries …
Each state handles car accident claims according to specific local laws, and if you are in a crash, it is important to understand how to act following the accident so that you do not disadvantage yourself. Aside from the different time limits you have to file personal injury and accident claims, another law that varies …
Thousands of people across the United States sustain serious or fatal car accident injuries each year. Motorcycle accidents are a particular concern in the state of Alabama, and research suggests that vehicle collusions have a significant financial impact on citizens across the state. A study conducted by FindTheData indicates that there are up to 800 …
It’s no secret: Motorcycle helmets can save lives and prevent serious injuries among motorists on Louisiana’s roads. When it comes to motorcycle safety equipment, helmets are the most important component that motorcycle riders can use to reduce the risk of death and injury. The United States Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) …
Car accidents can cause serious, lasting injuries that affect victims for years to come. Even minor accidents can result in injuries that are expensive to treat and require significant time off work. Many people are aware that there are several avenues to explore in order to recover these costs, but most do not realize that …
Even the most cautious drivers get in car accidents, and serious collisions are particularly common in the state of Alabama. According to the Center for Advanced Public Safety, there are more than 120,000 crashes in the state each year, and approximately 800 of them are fatal. A significant percentage of car crashes in Alabama also …
Each year, car accidents kill close to 700 people on Louisiana state roads, according to Louisiana State University Data Reports. In 2014, there were approximately 72,000 serious car accident injuries caused in 44,000 crashes. These high numbers cost the victims and the state a significant amount of money each year, and many innocent drivers end …
There are millions of motor vehicle accidents across the United States each year. Many result in minor property damage that requires costly repairs, but an alarming number also have a life-changing impact on the victims and their families. Seat belt safety is crucial. According to US Census, 35,900 people died within one year of a …
Most parents will do anything to protect their children from harm. Unfortunately, many children still die or sustain serious injuries in car accidents each year. According to the National Highway Traffic Safety Administration, motor vehicle crashes kill more children than any other event. Children make up a significant percentage of the more than 40,000 traffic …
In the majority of car accident claims, it is necessary to determine who caused the crash. When a case goes to trial, the courts will usually hold the negligent driver accountable for damages, and if only one driver is negligent, a judge will typically declare him or her liable for the injuries and damages that …
Each state handles car accidents, claims, and insurance according to its own laws and systems. States generally adhere to one of two systems when it comes to liability and insurance following a vehicle accident. These systems are “fault” and “no-fault,” and your claim process will be different depending on which system your state utilizes. Having …
Car accidents usually happen when drivers least expect them, but that does not mean drivers can’t take preventative measures to reduce the risk of getting in a collision. Even though most car crashes are accidents, an investigation will usually result in assigning blame to one or more of the drivers involved. If you drive on …
Most people who initiate civil lawsuits are seeking damages from a negligent party for injuries, financial harm, or property damage. Car accident claims often stem from injuries that a negligent driver caused, and in many cases, the injured party is simply looking to receive compensation for expenses related to the accident. The nature and value …
Part of what makes riding a motorcycle so exhilarating is the sense of danger it provides. There is a feeling of speed and freedom that you cannot replicate in a regular vehicle. Unfortunately, that exposure to the elements and reduced visibility also puts motorcyclists more at risk of death and serious injury than drivers of …
Truck accidents can be catastrophic, primarily due to the sheer weight and size of the vehicles. It is not surprising that a significant percentage of serious truck crashes cause fatalities and life-altering injuries. The reality is that driver error is behind most of the crashes, and drivers who are aware of the common causes of …
It is no secret that motorcycle crashes contribute to thousands of injuries and fatalities each year. Motorcyclists are far more vulnerable than motorists, and the combination of high speeds and negligent drivers on the roads means that across the state of Louisiana, a significant percentage of motorcycles crash every year. According to Louisiana Crash Data …
If you are a victim in a car crash, it is easy to become overwhelmed and forget how to act. Collisions can be traumatic events—especially if they result in serious injuries or fatalities. If you can remember the steps to take following an accident, though, you may be in a better position when it comes …
If you are in a Louisiana car crash, it is important you know what to do at the scene so you do not disadvantage yourself in future claims. If the crash caused injuries or significant property damage, you will need to contact local law enforcement, and you may also want to contact a personal-injury lawyer …
Motorcycle accidents can be traumatic and life changing, and each year, thousands of bikers suffer injuries in the United States. According to the Center for Advanced Public Safety, Alabama hosts nearly 100 motorcycle fatalities and more than 2,000 crashes each year. Contact an Attorney to Learn Your Rights If you are suffering from injuries you …
