If you live in New Orleans, hurricanes aren’t just a distant threat but a part of life. According to the National Weather Service, Louisiana experiences a hurricane every 2.8 years. With its low elevation and proximity to the Gulf, New Orleans is especially vulnerable to these powerful storms. While hurricane season officially spans from June …
According to the National Oceanic and Atmospheric Administration, Louisiana has experienced severe storms, specifically tornadoes, 760 times since 2010. This accounts for over $716 Million in property damages. These severe weather events can strike with little warning, bringing extreme winds, torrential rain, hail, and lightning storms. Posing significant risks to homes, businesses, and communities, severe …
According to the National Weather Service, Louisiana is hit by a hurricane every 2.8 years. Hurricane season in the Atlantic runs from June 1 to November 30, however, a storm can still develop outside of that time frame. Hurricanes can cause extensive damage due to high winds, storm surge flooding, heavy rainfall, and high surf. …
To file an auto insurance claim, you’ll typically need to contact the insurance provider, gather any necessary evidence, submit the claim on time, and provide any other information the insurer requests. Many crash victims opt to hire a car accident lawyer to handle their auto insurance claims. This takes the time-consuming and often-frustrating process out …
Following a car accident, laws in most states require drivers to exchange insurance information. With insurance details from the responsible party, you can submit an insurance claim to cover your medical expenses and other losses. If a driver refuses to give insurance information, you could still submit a claim to your own insurance carrier or …
Uber has become synonymous with ridesharing services and is often the first company people think of when looking for quick transportation. However, when an accident happens involving an Uber driver, you can wind up in the middle of a complex legal situation. For example, when an Uber driver is involved in a car accident, determining how …
Mississippi law requires that all drivers carry liability insurance. As stated by the Mississippi Insurance Department (MID), the state’s compulsory automobile liability insurance system says you must have electronic or paper proof of your liability insurance policy, which must meet the following minimum amounts of coverage: $25,000: for one person’s bodily injury or death caused …
There is no way to determine an average settlement for an insurance claim with USAA insurance. That’s because no two car crashes are the same. Instead, the injuries suffered and damages incurred differ, thus making it impossible to determine an average or use the outcome of one claim to predict the payout in another. USAA …
To file a car accident claim with AAA, you can simply call their 24/7 claims call center. The claims representative will ask you to give them specific details, including the following: The location and time of the collision Names of the drivers involved in the crash Vehicles involved in the accident Names and contact information …
How long you have to report an accident to State Farm depends on the circumstances. State Farm Insurance does not have specific deadlines for filing traffic collision claims. However, the insurance company does require policyholders to tell the insurer they were in a crash as soon as possible. State Farm even offers ways to notify …
The first call with insurance after an accident should be with your own insurer. Notifying your own car insurance carrier of a crash is one of your first priorities after receiving the medical care you need and ensuring any other family members involved are okay. While you need to be careful when speaking with your …
After a rideshare accident, many victims have questions about Uber or Lyft drivers and lawsuits. Because ridesharing is relatively new, the laws that protect collision victims following a crash involving an Uber or Lyft vehicle have not been well-defined in many jurisdictions. The body of law related to ridesharing services continues to grow daily. In …
How long it takes to settle a claim with USAA insurance depends on the facts of the case and many other variables. Like other car insurance companies, there is no way of knowing how long it could take to settle with USAA. Many cases settle within a few weeks, but others take several months. If …
Many factors play a role in who is at fault when hitting an animal. It may depend on the circumstances that led to the collision, the type of animal involved, and where the accident occurs. In general, you will most likely file an insurance claim with your own insurer as long as you have comprehensive …
When there is a motor vehicle accident, and the at-fault party does not have insurance, it can create serious problems for victims of the accident that suffer injuries and damages. In many of these situations, the victim’s recovery will fall on their own coverage and if their coverage is insufficient, they may have few options …
Understanding a Louisiana car insurance policy is essential before a crash, but it becomes even more critical if you are the victim of a collision in the state. All drivers should have at least a minimum amount of auto liability coverage, as this will cover a victim’s damages. Drivers risk facing penalties if they do …
If a driver who has the company’s auto insurance coverage caused your crash, you want to know, “what is the State Farm settlement process?” State Farm handles car accident claims similarly to other companies. You will need to gather evidence, prove fault and damages, and fight for a fair payout. If you suffered injuries in …
You are generally not personally liable for damages when someone causes an accident while driving your car. However, your insurance will likely cover the victims’ expenses and losses when this occurs. Auto insurance usually goes with the vehicle, not the driver. This means that when someone who is not a driver listed on your policy …
If you were in an accident and did not have insurance, fault still matters. If the other driver caused the crash, you can likely still recover compensation for your damages. However, you will also face the consequences of not having mandatory auto liability coverage in your state. Some states, including Louisiana, may limit your financial …
You may be able to recover damages following a negligence accident and injuries whether the liable party has insurance coverage or not. A personal injury attorney from our team can help you understand your options for seeking financial recovery based on the facts of your case. You should not have to pay for your medical …
You do not have to accept any offer from an insurance adjuster. You have several options when the insurance company makes a settlement offer. These include: Accepting the offer if you believe it is fair based on your damages Countering with a just value for your losses Refusing the offer and suing the liable party …
Alabama auto insurance laws require all drivers to carry liability insurance that pays for victims’ injuries and property damages in accidents those drivers cause. Many drivers also opt for additional coverage that helps them in the event of a crash. Understanding your Alabama car insurance policy makes it easier to determine the coverages you have …
Each state mandates its drivers to carry a certain amount of liability auto insurance. This coverage pays for the injuries and damages that the policyholder caused accident victims to suffer. What happens if the at-fault party doesn’t have car insurance depends on whether you have uninsured motorist (UM) coverage. This type of insurance policy will …
You might still be able to get compensation if the accident was partially your fault. However, the amount you can collect may depend on how much fault the insurance company or a jury assigns to you. Our firm can help you navigate the challenges of seeking compensation after an accident. Qualifying for Compensation after an …
While there is no set amount that will be paid out for pain and suffering—as every case is unique—the insurance company will reach your settlement amount by examining your physical, mental, and financial anguish. Depending on the insurer and the circumstances surrounding the accident, some insurers multiply your hospital bills by a number between one …
Try to convince the other driver not to leave the scene before the police arrive, but do not do anything overtly or put your life in danger. You should then contact your insurance company and let them know about the accident. Do not reveal too much information until you have spoken with an attorney. Next, …
The novel coronavirus quickly changed the world as we know it, and businesses are no exception. From dealing with government shutdowns to learning how to safely decontaminate premises, business owners who have done everything right are facing uncertainty that is totally out of their control. Many business owners are wondering whether their business interruption insurance …
