Unfortunate workplace accidents occur, leaving you injured and out of work. If you are struggling to get benefits after an on-the-job accident, job-related injury, or exposure illness, a workers’ compensation lawyer in Moss Point from the Morris Bart law firm may be able to help you.
Many employers’ insurers aren’t willing to provide adequate compensation to injured employees. To learn more about how we may be able to help, our law office nearby in Pascagoula can evaluate your legal options for you today during a free consultation.
Benefits Available to You After a Mississippi Workplace Injury
In Mississippi, workers cannot sue their employers following an accident, even if they were negligent. Instead, injured or sick workers must file a workers’ compensation claim based on their employer’s insurance coverage.
When a covered employee suffers a work-related injury or illness, this insurance coverage should pay out benefits that include:
- Direct pay benefits for all medical care and related expenses
- Wage loss benefits that compensate injured workers for about two-thirds of their usual income, subject to deductions for those who return to work at a limited capacity
- Other benefits depending on the circumstances, including vocational skill training for those with permanent impairments and death benefits for surviving family
According to the Mississippi Workers’ Compensation Commission, the timeline for filing a claim includes:
- Notifying your employer as soon as possible about the medical diagnosis, with a deadline of 30 days
- Receiving benefits or filing an appeal within two years of your accident or diagnosis
There may be exceptions to either of these deadlines, depending on the facts of your case. However, it is important to take action quickly by talking to a workers’ compensation attorney in Moss Point as soon as possible.
For a free legal consultation with a Workers’ Compensation lawyer serving Moss Point, call (800) 537-8185
Determining if You Qualify for Workers’ Compensation Benefits
According to The Mississippi Bar, Mississippi statutes require most employers to provide workers’ compensation insurance for all employees from the first hour they work. This includes:
- Full-time employees
- Part-time workers
- Seasonal or occasional workers
The statutes do not provide guaranteed coverage for:
- Employees of small businesses with fewer than five employees
- Independent contractors or others not classified as employees
Covered workers should have access to their employer’s workers’ compensation policy and its benefits when filing a claim through their employer. The employer should facilitate this process if the worker:
- Was hurt in a workplace accident
- Received a diagnosis of a work-related chronic injury
- Is diagnosed with an illness caused by job site exposure
Many covered workers run into problems when their employer denies their injuries occurred at work or otherwise does not believe they qualify or when the insurer denies the claim. If this happened to you in Moss Point, we may be able to help.
How a Workplace Injury Could Support a Third-Party Claim for Damages
While you most likely cannot sue your employer after a workplace accident in Mississippi, some cases may support third-party claims under the Mississippi Civil Code.
This occurs when the cause of the accident lies with a third party. When someone else was involved, and their negligence caused your injuries, you may have a claim for a cash payout.
For example, imagine a delivery truck driver struck you while you were cleaning the parking lot at work. You might qualify for workers’ compensation benefits and also be able to pursue money damages in a personal injury case against the delivery driver and their employer.
The damages recoverable in a third-party claim include pain and suffering damages, which are not available through workers’ compensation. You need to act quickly to determine if you can take a third-party action based on your accident. Miss. Code Ann. § 15-1-49 sets a deadline for suing the liable party in this type of case.
How Morris Bart, LTD, Can Help You Recover Benefits
A Moss Point workers’ compensation attorney from the Morris Bart law firm represents injured workers and fights for the benefits they need following an on-the-job injury or illness. We are a contingency fee firm. Our recent workers’ compensation case cash payouts include:
- $640,000 for a worker with a cervical and lumbar injury, hip tendinosis, and headaches
- $300,000 for a worker with aggravated degenerative disc disease in their lower back and lost wages as a result
Our team offers complimentary consultations for workers who believe they qualify for workers’ comp benefits they are not receiving. We want to discuss your accident, injuries, and the status of your workers’ compensation claim. We know how this process works. During your free case assessment, we will explain:
- Whether you are a covered employee
- What went wrong with your claim
- The types of benefits you could qualify to receive
- How quickly we need to go to work on your case
- If you may also qualify for a third-party claim
- How to avoid mistakes that could affect your workers’ comp claim
At our law office in Pascagoula, we represent employees who have a problem with their workers’ compensation claim. Possible actions in these cases could include:
- Aiding the claims process moving forward
- Appealing a denial or decision on benefit amounts
- Negotiating a fair settlement of benefits, often a lump sum
You can learn more by speaking with us during a no-obligation consultation. We have 40 years of experience and 15 locations serving four states across the Gulf Coast, including Mississippi.
Talk to Morris Bart, LTD, About Your Options
A workers’ compensation lawyer in Moss Point from the Morris Bart law firm may be able to help if you cannot secure your benefits following a workplace accident. Our team also represents injured workers in third-party actions when possible.
You can speak with a team member about your options for free. Call us or fill out our online contact form today to get started with your complimentary case review.
Questions?Call (800) 537-8185
to find a Morris Bart office near you.