Alabama law requires businesses with more than five employees to provide workers’ compensation insurance coverage to all workers. Did you sustain injuries or contract an illness on the job and are now struggling to get approved for these benefits? A Dothan workers’ compensation attorney from the Morris Bart law firm may be able to help.
We understand how important medical care coverage and wage loss benefits can be when you are hurt and out of work. If you have concerns about your Houston County on-the-job injury, we could review your case and help you understand your options for getting your benefits started or recovering a lump-sum payment instead. We provide free initial consultations for all potential clients.
What Benefits Are Available Through Workers’ Compensation in Alabama?
The Alabama Workers’ Compensation Act requires most employers to provide specific coverage for workers who are hurt or ill because of an incident that occurred on the job or are job-related. Therefore, injured workers could receive these benefits.
Medical Care Coverage
As long as a worker sees an approved doctor or goes to a permitted facility, they should have all related medical bills covered by their workers’ compensation insurance. The hospital, clinic, or another facility should bill the insurer directly. These bills should include all necessary care related to diagnostics, treatment, follow-up, and rehabilitation.
Lost Wage Payments
Wage loss benefits are a critical part of workers’ compensation coverage for those who miss substantial time from work due to their injuries or illness. Generally, these benefits cover about two-thirds of the worker’s usual take-home pay, up to the policy limits.
The insurer could handle your wage loss benefits in several ways. First, if you cannot work for several days or weeks because of your injuries, you will likely receive temporary total disability. However, if you can work but for fewer hours or in a different capacity, temporary partial benefits will make up the difference in pay, up to the two-thirds limit.
Finally, those who cannot return to work in their previous capacity could receive permanent partial disability or permanent total disability.
Vocational Training Benefits
Workers’ compensation benefits may include additional support to help workers gain new skills or learn how to manage old skills despite lasting injuries. The goal is to get the worker back in the workplace, and vocational training and similar services could benefit them.
Families who lose a loved one in a workplace accident may receive reasonable funeral and burial or cremation costs, as well as a cash death benefit.
For a free legal consultation with a Workers’ Compensation lawyer serving Dothan, call (800) 537-8185
Morris Bart & Associates, LLC, Represents Injured Workers in Dothan
With more than 40 years of experience, our team knows what it takes to win cases for our clients at any of our Gulf South locations. We understand how important your workers’ compensation benefits are to you and why you need them approved as soon as possible. We won cases for more than 6,500 clients in 2019. We will fight for your compensation, too.
We represent clients based on contingency fees, never asking an injured worker to pay anything upfront. We only receive attorney’s fees from the compensation we recover for our clients and never charge these fees unless we win the case.
If you trust our team with your Dothan workers’ compensation claim or appeal, you can count on our lawyers to:
- Investigate what caused your injury or illness
- Document the injuries you suffered and necessary treatment
- Prove the injury was work-related or occurred at work
- Calculate your correct wage loss benefit amount
- Prepare all necessary paperwork
- Manage all communication related to the claim
- Represent your best interests throughout this process
Challenging a Dothan Workers’ Compensation Denial
Alabama law requires most employers to provide workers’ compensation insurance coverage that should kick in when a worker:
- Is hurt in an accident at work
- Suffers a chronic use injury on the job
- Receives a diagnosis of an occupational illness
However, the claims process does not always proceed as expected. Injured workers sometimes have to fight to get their benefits started despite solid evidence showing they were hurt at work. If you choose the Morris Bart law firm to help you fight a denial or otherwise navigate this process on your behalf, we will:
- Determine your eligibility for workers’ compensation coverage
- File your claim if necessary
- Prepare and file an appeal if you were denied
- Demand your benefits begin or negotiate an appropriate lump sum settlement
Even if your employer disputes your allegations of a workplace accident or work-related illness or injury, we could file your claim and help you secure benefits.
Some Workers May Qualify to Pursue a Dothan Personal Injury Claim
You cannot sue your employer if you sustain a work-related illness or injury. However, you might have options for civil action if another party acted negligently. For example, suppose you broke your leg in an accident caused by a worker from another company on a construction site. You could hold that worker and their employer liable for your injuries under Alabama’s personal injury laws.
This finding could allow you to file an insurance claim or lawsuit and recover:
- Any unpaid medical expenses
- The rest of your lost wages
- Pain and suffering damages
- Other noneconomic damages
You generally only have up to two years to sue in an Alabama personal injury case, per Ala. Code § 6-2-38. Exceptions could reduce this time. Our attorneys can review your options for a third-party lawsuit during your free consultation.
Talk to a Lawyer at Morris Bart & Associates, LLC, for Free
A worker’s compensation attorney from the Morris Bart law firm can help you better understand your options after an on-the-job injury in Dothan. You can speak with a lawyer today for free. We can help you fight a workers’ compensation denial or take other steps to get the money you need. We will also answer your questions during this free consultation.
Call (800) 537-8185 today to connect with one of our lawyers.
Questions?Call (800) 537-8185
to find a Morris Bart office near you.