My child was riding her bicycle in our neighborhood in Lake Charles when a speeding car hit her. Luckily, my daughter is still alive, but she had major injuries, and we’re having trouble getting the driver’s insurance company to pay for all her medical care. How can an accident attorney help me with this case?
First, let me extend my deepest condolences to you and to your family for what, I am sure, is a very dark time in your family’s life. I am relieved to hear that your daughter is recovering. I want to tell you that the insurance company will do what is right and that they will make your daughter whole again; unfortunately, the harsh reality is that they will likely not do so unless a lawyer forces them.
The reason for this has to do with the severity of your daughter’s injury. Putting your daughter back in the position she was before the accident would cost the insurance company a great deal of money. Compensating your daughter and your family for her ongoing and future care costs, continued pain and suffering, and lasting injuries could cost them significant money.
Insurance Companies Are in the Risk Business
Paying huge sums of money does not translate into profit for the insurance company. In your case, the insurance company is playing the odds that you will not consult an accident attorney.
They know your case is worth more than you even likely realize, and they are counting on you to believe their low-ball offer will cover your bills, including your child’s future needs, as well as other losses. They know it is difficult to value ongoing and future care and intangible losses without a lawyer’s help.
The insurance company has assigned the adjuster you are corresponding with to your claim because an attorney is not representing you. This adjuster’s job is to minimize the insurance company’s exposure and get you to release the company from your daughter’s claim in exchange for a woefully low sum of money.
For a free legal consultation, call 800-537-8185
Morris Bart, LLC Can Help You By Getting Involved
When you hire a personal injury law firm to represent you and help you develop a case, everything changes. The insurance adjuster knows their scheme is unlikely to be effective. They know you will learn the potential settlement value of your case. They also know the case could go to trial if they refuse to settle.
With a strong case against their policyholder, paying for expensive and time-consuming litigation and still having to pay your family a fair payout is not appealing for the insurer. With this in mind, the attorney from the Morris Bart law firm managing your case will put a plan in place to pursue appropriate compensation for you. This could include:
- Protecting Your Rights: The first thing we would do is send a letter to the insurance company instructing them to cease communication with you and only contact our firm regarding your case from now on. This ensures they cannot try to use your own words against you, and it also frees you to focus on helping your daughter heal and recover.
- Getting the Care Your Child Needs: We would make sure your daughter gets to the best doctors and receives the care she needs to get better. We can refer you to rehabilitation facilities, specialists, and other care providers if need be.
- Building a Case: We would then request all of the records and bills from every healthcare provider your daughter has seen, whether facilitated by the Morris Bart law firm or someone else. We can also gather additional evidence to prove what happened, who caused the accident, and the damages incurred.
- Demanding Compensation: Finally, we would demand that the insurance company pay your family for 100 percent of all medical bills your daughter incurred, a reasonable amount of money for her loss of enjoyment of life, and a reasonable amount of money for her past and future pain and suffering.
As I said above, making your daughter whole would cost the insurance company a lot of money. While the value of your family’s claim will depend greatly on the expenses incurred, her lasting injuries or impairments, and other factors, these cases can reach six or seven figures. When a young person suffers a life-altering injury, they may require ongoing care for decades, be unable to have a career, and suffer other significant losses.
Naturally, the Insurance Company May Not Want to Pay What You Feel You Deserve
Attorneys from the Morris Bart law office have been fighting serious injury compensation cases for 35 years, and we have gotten great results. If the insurance company does not come to reason within a reasonable time of our beginning negotiations with them, we will sue them and make the company account to a Louisiana court of law why they feel your innocent daughter does not deserve to be made whole.
Our accident attorneys are in the people business, not the risk business, and we will go the distance and make sure your daughter is protected. The law is a shield, not a sword, and that is exactly how we intend to use it.
We have 15 offices, including eight in Louisiana. We provide a wide range of legal services for victims of personal injury accidents, and we work based on contingency fees. We do not charge our clients anything upfront, and they pay us no attorney’s fees unless we win compensation for them. Our fees come only from the settlement or jury verdict and award we secure for them.
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Speak with an Attorney From Morris Bart, LLC for Free Now
At the Morris Bart law office, we provide accident victims and their families with free initial consultations. During this first discussion about your case, you can learn your rights, options for compensation, how we can help, how our contingency-fee plans work, and more. We’ll answer questions and assess the strength of your case for free.
You can get started with a free case review today. Call (800) 537-8185.
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