After an injury on the job, you may be facing significant injuries that will cause you to miss quite a bit of time at work. That is where workers’ compensation insurance helps, by providing you money during your rehabilitation.
If you are experiencing problems collecting your workers’ compensation, look toward a Birmingham workers’ compensation lawyer with the team of attorneys at Morris Bart & Associates, LLC. We know how to address some of the techniques that insurers use in these cases. Contact us as soon as possible at (205) 380-4158.
Alabama’s Workers’ Compensation Law
With the Alabama Workers’ Compensation Law, those injured on the job may receive compensation benefits and medical attention to allow them to heal properly. Should your loved one have been killed on the job, the law also has benefits for the dependents of the deceased.
Employers of a certain size are required to carry workers’ compensation insurance. Any employer that has at least five employees must have workers’ compensation coverage in the state of Alabama. Some employers, such as those involved in agricultural work or construction, may be able to opt-out of workers’ compensation programs.
The workers’ compensation program does not require a payroll deduction for the employee. Workers’ compensation should cover both full-time and part-time employees.
For a free legal consultation with a workers’ compensation lawyer serving Birmingham, call 800-537-8185
Potential Workers’ Compensation Benefits
Multiple benefits may be available to the injured party under workers’ compensation laws, according to the Alabama Department of Labor.
Any costs you have accumulated for the care of your injuries may be reimbursed through workers’ compensation benefits. Your doctor should create a treatment plan, and you should follow that treatment plan to the end. Also, the workers’ compensation insurance company will send you to an approved treating physician, but you may be referred to another physician and your employer must approve the new physician.
You could also receive compensation for the costs of your travel to and from medical appointments, as long as you have documentation.
Vocational Rehabilitation Costs
If your injuries leave you unable to work for your employer at the job you held before, you may be eligible for vocational rehabilitation. This rehabilitation is a service the insurance company provides to help you find another job.
However, this service can backfire, as the insurance company may attempt to cut off your workers’ compensation benefits if it believes you did not accept a job that you could have taken.
Workers’ compensation gives you roughly two-thirds of your income that you have lost during the time you are missing work. There are limitations and caps on the amount you can receive and the amount of time during which you can receive wage reimbursement.
Once you return to work, if you are unable to work as many hours as you did before the accident, the workers’ compensation benefits also have an element that supplements you for a portion of the difference in your income level.
Help From an Attorney
Although the workers’ compensation law should be easy to follow, disputes sometimes occur. Perhaps you are injured more seriously than the employer or the insurance company believes. Perhaps your benefits are not being paid on time.
Perhaps you do not understand the calculations the insurer is using to determine your benefits, and you are concerned they are not treating you fairly. Or you might not understand all of the forms they are requesting you to complete.
At this point, you may want to seek out a Birmingham workers’ compensation lawyer, from the team of attorneys at Morris Bart & Associates, LLC. We are ready to go to work on your behalf, fighting for your right to receive compensation from the insurer. Call us today at (205) 380-4158 for a free consultation.
Birmingham Workers’ Compensation Lawyer Near Me 800-537-8185
Injuries That Qualify for Workers’ Compensation
For an employee to be eligible for workers’ compensation benefits, the injury needed to occur from actions related to the normal course of work.
A few specific types of injuries or conditions will allow you to be eligible to receive workers’ compensation benefits, including:
- Accident: An explosion, a falling object, a car accident, or some other type of sudden, unexpected event resulted in the injury for the employee.
- Repetitive motion: The worker suffers an injury because of the repeated physical motions required to do the job, which may eventually develop into tendonitis, back pain, stress fractures, or another injury.
- Illnesses: The worker develops an illness from exposure to certain environmental conditions or chemicals, even an illness as serious as cancer.
- Emotional stress: The worker was exposed to a stressful trauma, leading to an emotional or psychological condition.
- Aggravated pre-existing conditions: The employee may have had a previous injury or a minor condition that was made more serious through the conditions at work. However, workers’ compensation may reduce some of your benefits in a case like this.
One item that does not need to be present for a workers’ compensation claim is negligence. If negligence on the part of an employer or co-worker played a role in your injury, a personal injury lawsuit may be a better option for you.
Contact Us for a Free Consultation
The attorneys at Morris Bart & Associates, LLC know the techniques insurance companies use when dealing with those involved in a workers’ compensation claim.
Our Birmingham workers’ compensation lawyers know how to present the facts in your case while we negotiate with the insurance company. If the insurer refuses to come to a settlement, we will remain on your side during a court case.
Contact us as soon as possible at (205) 380-4158. We work on a contingency fee basis, meaning we do not accept payment until the case reaches a satisfactory settlement.