Document the truth and protect yourself
Unfortunately, all at-fault drivers are not honest. There is the chance that the at-fault driver will lie to their insurance company about how the accident was caused. As an example, let’s say the at-fault driver failed to stop at a stop sign before proceeding through an intersection. This failure to stop caused a collision. This risky driver tries to convince you that you shouldn’t call the police, and you agree. However, when that same driver talks to their insurance company following the accident, all of sudden the at-fault driver says that he stopped completely at the stop sign. When this happens the at-fault driver’s insurance company may determine that their insured is not at fault for the accident. Thereby making it difficult to get you compensated for your personal injuries or damaged vehicle.
Police reports add a neutral voice to your claim
Calling the police and requesting a police report be made, allows a neutral third party to make a determination about how the accident was caused and sometimes who is at fault for the accident. Police officers have the benefit of seeing the vehicles involved in a motor vehicle in the exact location where the collision occurred. The police officers can get witness statements and collect other evidence. Insurance adjusters handling motor vehicle accident claims often use police reports to determine liability. So if you are ever in a motor vehicle accident, call the police. Police officers provide an official record that will protect your rights against the at-fault driver.