Many employees know that workers’ compensation can provide financial relief if they suffer injuries on the job, but what benefits does workers’ comp offer? According to the Alabama Department of Labor, workers’ compensation can pay for medical and rehabilitation bills, expenses related to a disability, and lost wages. You may also be entitled to damages if a family member dies in a work-related accident.
If you have questions about workers’ compensation in Alabama, or if the insurance company denied your claim, contact Morris Bart & Associates, LLC. We can represent your interests and help you file an appeal.
Call 800-537-8185 today to schedule a consultation with a Mobile personal-injury attorney. Until then, read on for a brief overview of four workers’ compensation benefits:
- Medical Expenses
Work-related injuries can cost a veritable fortune to treat. X-rays, rehabilitation, surgery and other expenses can add up quickly.
Fortunately, a successful workers’ compensation claim may cover these losses. It may also pay for special equipment such as wheelchairs or crutches, as well as counseling and pain therapy.
According to Alabama.gov, injured workers may be able to claim disability benefits via workers’ compensation. This applies to cases of partial or full disability, and your condition could be temporary or permanent.
Disability payments also compensate workers who lose wages because of an accident and cannot return to work. The amount that you recover will depend on several factors including your wage at the time of the accident.
If you need rehabilitation after an on-the-job injury, then workers’ compensation may pay for it. If the injury prevents you from returning to your previous job, then workers’ comp may provide financing for training in a new profession.
Workers’ compensation may provide financial relief to individuals who lose loved ones in on-the-job accidents. The value of the claim will depend on the employee’s average salary before the accident. Compensation is subject to the maximum and minimum levels that are in effect at the time of the incident. The number of dependents the deceased leaves behind may also affect the payout.
What Is an Independent Medical Examination?
An independent medical examination (IME) is an evaluation of the claimant’s bodily functions or physical condition. A non-treating doctor will perform the IME and provide a written report of his or her findings. The physician who performs the IME cannot be the claimant’s family physician.
IMEs usually take place before the claimant returns to work. Either the employee or employer could request an IME.
If the doctor who initially evaluated your work-related injury determines that you were not injured, or if he or she undermines the extent of the injury, then your personal-injury attorney may recommend an IME.
If your workers’ compensation claim was denied, contact Morris Bart & Associates, LLC. We will evaluate your case and explain your legal options. Call 800-537-8185 to schedule a consultation with an Alabama workers’ compensation attorney.