Car accidents are a serious problem across the state of Louisiana. Each year, there are more than 40,000 injury crashes and 600 fatal crashes on state roads, according to Louisiana State University. The impact of these crashes is far reaching, and in 2014, more than 700 people died in collisions, and 72,000 sustained injuries.
Aside from the immediate trauma and pain, a car accident can also affect your future. Injuries are expensive to treat, and you may miss work while recovering. If you were the innocent victim of a car crash, you may be able to file a claim for medical expenses and lost wages, but it is important to remember that you have a limited amount of time to do so.
At Morris Bart, LLC, we can help you with the process and make sure your claim meets the requirements. Call us today at 1-888-996-7971 to schedule an appointment, and an experienced Lafayette personal-injury lawyer will assess your case and determine if you may have a valid claim. We have a team of more than 50 attorneys and a support staff of 100 law professionals ready to help.
Here are some facts to keep in mind regarding the statute of limitations for car accident claims in Louisiana:
Personal-Injury Claim Time Limits in Louisiana
According to the Louisiana Civil Code, there is a time limit that victims have to bring forward a civil case in the event of an injury. This is common practice around the country, and most people know these restrictions as the statute of limitations. Louisiana calls them liberative prescriptions, but they aim to achieve the same thing.
It is important to note that the time frame in Louisiana for filing a civil claim is relatively short. If you sustained injuries in a car crash, you have one year to file a personal-injury lawsuit and one year to file a property damage lawsuit. The court will typically consider the accident date as the start date for this time limit.
The Difference between a Civil Lawsuit and an Insurance Claim
The statute of limitations relating to personal-injury cases applies only to lawsuits and will not have a direct legal impact on an insurance claim. Experts recommend that you do not file your personal-injury claim with the relevant insurance company outside of the one-year limit for several reasons, though.
The court case may serve as a good tool for negotiation with the insurance company, and should the company deny your claim, you will still have the legal option to pursue it. If you fail to submit your personal-injury claim within the one-year time limit and your insurance claim is unsuccessful, you may be left with no options.
If you sustained injuries in a car crash that was not your fault, call Morris Bart, LLC today at 1-888-996-7971. We may be able to help you claim damages for medical expenses and lost wages. A Lafayette personal injury attorney can look through your case and help determine the best way to proceed.